Re: I don't know where my bike is!

"Simon Brooke" <simon@xxxxxxxxxxxxxx> wrote in message
news:stenr2-pa1.ln1@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> in message <dcatn1$da9$1@xxxxxxxxxxxxxxxx>, Vincent Wilcox ('vw@xxxxxxx')
> wrote:
>
>> Well the question is what is peoples experience of home contents
>> insurance? I am going to claim and its the first time ive ever claimed,
>> its been paid for long enough may as well use it.
>
> My experience (after a burglary, total value of claim £350) is that you
> get treated like a crook for six months while they try every possible
> angle to treat it as fraud, threaten you with prosecution, and finally
> cough up less than a half of the value of the items stolen. This was
> with a big name company on a 'new for old' policy. The claim was
> completely straight and I was completely honest with them. Needless to
> say, I no longer have home contents insurance.
>
> My advice: write it off to experience. You don't need that sort of grief,
> and for a few hundred pounds it isn't worth it.

Not good. My experience is quite the opposite - a couple of claims for flood
damaged contents, one claim for stuff falling out of the back of the car
(boot opened on A1, didn't notice for a while) and one for stuff nicked from
the car. All handled entirely well, new for old. Pity they discontinued that
particular insurance policy really - especially because the tricky bit they
had problems with (expensive bikes) was never the bit I claimed on.
(oh - and one claim a lot longer ago for a nicked bike, and a third party
one for breaking a car boot while on my bike. Again, both settled with no
problems).

I'm still behind on the game if you ignore the one expensive flood claim, so
I don't feel too bad for the poor insurance companies.

cheers,
clive


.

Relevant Pages

  • Re: Slightly OT: Settling without Insurance Claims
    ... back of my car, usual story of the car in front of me stopped, I stopped in time, sadly the bike didn't. ... His bike will be written off, very bent forks on an old K-reg Norton commander, my car probably will be too, can't imagine hatchbacks for a SO Peugeot 309 come cheap. ... Anyway, I put in a claim with my insurers yesterday evening, then was quite relaxed until just now when the bloke calls and says that he wants to come round and see me tomorrow about him just paying me for the damage and us not involving insurers, because he doesn't want his bike written off. ... You *did* get his insurance details, ...
    (uk.rec.motorcycles)
  • Re: Any ideas about getting US auto insurance for a British traveller?
    ... > in article 40607ebd$0$22986$cc9e4d1f@xxxxxxxxxxxxxxxxxxx, Henry Fairwood ... I am a British student and I am planning to ... > sites with second-hand car buying information. ... > US auto insurance is, AFAIK, completely privatized. ...
    (rec.travel.budget.backpack)
  • Re: need advise in a not-my-fault case
    ... She was driving her sister's car. ... claim to my insurance company I called the other insurance company ... They told me that the owner of the vehicle had exclusive ... insurance doesn't cover the liability of an excluded driver. ...
    (misc.consumers)
  • Re: Totalled car lowballed
    ... Our car was insured only for liability, no collision coverage at all. ... We've called our own insurance company for advice but they don't seem ...
    (misc.consumers)
  • Re: Car Insurance via Ebay
    ... You buy a car, but need insurance to drive it home, get it taxed etc. ... We visited the local garage at 12.30pm to view a car. ... son who went over the spiel with whoever the company was. ...
    (uk.people.consumers.ebay)