Re: Resprayed?


SteveH wrote:
> <petermcmillan_uk@xxxxxxxxx> wrote:
>
> > > You think about all
> > > this money you're talking about pissing away on a brand new car 4-5 years
> > > down the line when you've got *** all in the way of savings and would
> > > really quite like to buy your own place.
> >
> > I don't wanna still be living at home in 4-5 years time :(
> >
> > You should see how most of the people my age spend their money! Many
> > are in debt, and many would get a new car on finance. I am actually
> > really good at saving my money, and that's why I can afford a brand new
> > car!
>
> If you don't want to be living at home in a few years, then you
> definitely don't want something that'll cost you £15k now and be worth
> £2k when you want to buy a house.....

Hmm... interesting, I thought I'd need more!

> Thinking about it, if you have enough money to buy a new Mini with cash,
> then you have enough to go and get yourself a house now.
>
> Believe me, if you spend that money now, you'll be kicking yourself when
> you realise that it could have saved you £100 / month on your mortgage
> when you take one out.

If I don't I'll be kicking myself because I won't have a car when I get
my house. Anyway, I've been thinking etc., and I think I'll probably
go for something cheaper. The Panda looks like fun. The boot on the
Aygo is too small, much smaller than the boot on my Seicento. My
Seicento seems to be supprisingly practical actually. I transported
some machines at work a while ago, when the person saw the boxes they
said 'you must have a big car', they then walked out and saw the car
lol.

> In addition to that, have you started a pension yet? - I know this may
> sound boring and responsible to you, but if you put the equivalent of
> the car depreciation away in a pension fund now, you'll be thankful you
> did when you feel like retiring at 55.

No, I enjoy work, I can't see myself retiring at 55! Yeah, yeah, I
know... I'll change my mind. I want to sort out a house before
pension, and I'm not keen on pension schemes. I'll need to look into
the possibilities for financing my retirement.

.

Loading