Re: OT: Need insurance for my 17 year old

Dieseldes (desmond@xxxxxxxxxx) gurgled happily, sounding much like they
were saying :

Ouch - they're steep premiums for the cars in question. We pay less
on an Alfa 156 at 20 years younger, with my 6 points declared.
(Only 3 'active', though).

So you only have 3 points then if only 3 are "active"...not 6. You
do not need to declare points that are not "active" as you call it.
If you have said, "oh yes, got 6 points" then you will probably be
paying more than if you had said, "I have 3 points".

Do you have to try hard to be this wrong, this often?

Points are "live" for three years. When the insurance ask you about
any convictions in the last FIVE years, do you lie to them?

Please say yes. I'd love for you to say yes.

Points for say speeding* are 'live' for the toting up period for 3
years, they are on your licence for 4 years after that you can get
them removed, Under the Rehabilitation of Offenders Act you don't have
to admit you have them after 4 years... yet the insurance companies
ask about them up for to five years, So technically after 4 years,
legally you don't have to mention them, but the insurance company
still ask for the information.

Aw, bless.
.

Relevant Pages

  • Re: OT: Need insurance for my 17 year old
    ... not need to declare points that are not "active" as you call it. ... yet the insurance companies ask about them up for to five years, So technically after 4 years, legally you don't have to mention them, but the insurance company still ask for the information. ... Receiving a fine has a 5 year rehabilitation period. ...
    (uk.rec.cars.maintenance)
  • Re: OT: Need insurance for my 17 year old
    ... not need to declare points that are not "active" as you call it. ... Under the Rehabilitation of Offenders Act you don't have to admit you have ... yet the insurance companies ask about them up for to ...
    (uk.rec.cars.maintenance)
  • Re: OT: Need insurance for my 17 year old
    ... not need to declare points that are not "active" as you call it. ... convictions in the last FIVE years, ... Receiving a fine has a 5 year rehabilitation period. ... So, although the points are dead after three years and can be removed after four, you still have to tell insurance companies etc. for five years *from the date of conviction*. ...
    (uk.rec.cars.maintenance)