Re: OT: Need insurance for my 17 year old

Fred wrote:
Sorry for a bit OT, but lots on here should have experience.

The wife and I are both ~50.
We have Nissan 1.4 Almera, P reg and Nissan 1.6 Primera, L reg.

The Almera (group 6) is ~240, the Primera (group 9)~270 pounds.
Both fully comp with Zurich, including Green Flag. Neither of us have
claims, convictions, points.

My boy is about to turn 17 and getting a prov licence.

Zurich are asking for ~1000 to add to either car as a named driver.
Seems totally outrageous to me.
(Very little difference between Primera or Almera)

We can accept big restrictions, eg. he drives only accompanied by us,
daylight only, 3rd party liability only, etc.

Also, he can only drive one car at a time, so why can't they accept
him on both for same price ?

Is it possible for him to get his own insurance on (say) the Almera -
at maybe a lower price ?

So basically, I'm looking for suggestions for lowest cost insurance
for a 17 year old with a prov licence. I hear Tesco are cheap for
young drivers.

[BTW: My first insurance, at 17 cost 50 quid for 3rd party fire theft
on a Vauxhall Viva.]


I wonder if the Pay-as-you-go insurance works for a car which only occasionally gets driven by him and other times by you on another policy?

AFAIK they use a GPS tracker to calculate the charges, so there would have to be a (foolproof) way to tell it who was driving.. I guess not.

Try something like moneysupermarket.com to get a broad sweep and see who doesn't hate young drivers quite as much.

But they all do.

Young drivers *are* a much higher risk - and premiums often go *up* once they pass the test as they are then able to go out on their own. Or showing off with their mates...





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