Re: Cheques and 6 months





Alex Heney wrote:

On Fri, 30 Mar 2007 23:12:45 GMT, "Karl Foley"
<karl@xxxxxxxxxxxxxxxxxxx> wrote:

Alex Heney wrote:

A cheque is not irrefutable proof of ANYTHING.

Doesn't this change in November 2007?

http://news.bbc.co.uk/1/hi/business/6144756.stm

No.

That *does* change the other points at issue in this thread, regarding
cheques being cancelled months after they had supposedly been cleared.

But it doesn't change whether a cheque is proof of anything.
--
Alex Heney, Global Villager
Of course I know what I'm doing! Now gimme that magnet.
To reply by email, my address is alexATheneyDOTplusDOTcom

But the piece suggests that cheques can only be rejected by the bank after
if fraud comes to light, i.e. you can't just call back a cheque after it
has cleared.

Here is a good guide to cheques
http://www.apacs.org.uk/resources_publications/apacs_publications_3.html

"Can I stop a cheque?
You can request your bank to stop payment of a cheque before it makes its
decision whether or not to pay it. If payment of the cheque was guaranteed
by a cheque guarantee card, you cannot subsequently ask your bank to stop
payment."

Although this advice is strictly not conclusive. It says that you CAN stop
a cheque BEFORE the bank decide to pay. On the other hand, you CANNOT ask
the bank to stop if a cheque guarantee card was used. This leaves a strange
hole in the middle; not very well drafted...

Perhaps you MIGHT stop a cheque AFTER the bank has paid, who knows?
Perhaps it require some arm twisting by a big player? i.e. not you and me.
.



Relevant Pages

  • Re: cheque refused - missing inital
    ... its 'what' is the collecting bank branch?. ... payee branch, or does it just forward the lot ... The collecting bank separates the cheque from the bank giro credit and they get sent in different directions. ...
    (uk.finance)
  • Re: Rant
    ... I was so fucking mad today I almost ripped of the bank attendants head. ... blank cheque, a mastercard cheque,and told her whatever she and dad needs ... DAYS they needed the money now. ...
    (alt.support.stop-smoking)
  • Re: Rant
    ... I was so fucking mad today I almost ripped of the bank attendants head. ... cheque, a mastercard cheque,and told her whatever she and dad needs don't ... her well they will deposit into their account in 6 days. ... DAYS they needed the money now. ...
    (alt.support.stop-smoking)
  • Re: Rant
    ... I was so fucking mad today I almost ripped of the bank attendants head. ... a blank cheque, a mastercard cheque,and told her whatever she and dad ... her well they will deposit into their account in 6 days. ... DAYS they needed the money now. ...
    (alt.support.stop-smoking)
  • Re: Rant
    ... I was so fucking mad today I almost ripped of the bank attendants head. ... blank cheque, a mastercard cheque,and told her whatever she and dad needs ... DAYS they needed the money now. ...
    (alt.support.stop-smoking)