Re: BT & DD

At 17:31:01 on 19/03/2007, Madden delighted uk.legal by announcing:

On Mon, 19 Mar 2007 15:58:07 +0000, Uno-Hoo! wrote:

"tim....." <tims_new_home@xxxxxxxxxxx> wrote in message
news:56782gF26n13hU1@xxxxxxxxxxxxxxxxxxxxx

"johannes" <johs@xxxxxxxxxxxxxxxxxxxx> wrote in message
news:45FE62B9.18511FD4@xxxxxxxxxxxxxxxxxxxxxxx


MM wrote:

On Sun, 18 Mar 2007 18:33:59 +0000, Alex Heney <me8@xxxxxxxxxxx>
wrote:

On Sun, 18 Mar 2007 06:48:55 -0500, Madden <Madden@xxxxxxxxx>
wrote: >>>> >
On Sun, 18 Mar 2007 10:23:19 +0000, MM wrote:

On Sat, 17 Mar 2007 18:33:22 GMT, johannes
<johs@xxxxxxxxxxxxxxxxxxxx>
wrote:



Stuart B wrote:

[...]

Another problem with DD is if something goes wrong, then
it >>>> >>>>> >can be a
headache to get it sorted out.

Even if you do get it sorted out, you wont get refunded
any >>>> >>>>> >overdraft
penalty charges if the bank didn't cause the problem.

The first "problem" can be sorted before it happens by
keeping >>>> >>>>> a check
on your phone bill online and asking BT to reduce the
payment . >>>> >>>>>
The second "problem" isn't a problem .If a DD is taken
wrongly >>>> >>>>> tell
the bank and get it refunded and let the bank sort it with
the >>>> >>>>> originator.

The last "problem" can be avoided by keeping a check on
your >>>> >>>>> bank account balance .

How? If the overdraft was caused by a company charging an
incorrect amount?

Indeed so. I just got an electricity bill with a reading at
least >>>> >>> DOUBLE
the real reading. The woman when I rang couldn't explain how
the >>>> >>> mistake
had happened. Instead of around £70 that I would have had
in my >>>> >>> account
had I had DD in force, Southern Electric would have stung me
for >>>> >>> £172
and I'd have been overdrawn through no fault of my own, with
a >>>> >>> nice letter from the bank, ka-ching. DD can "go hang" as
far as >>>> >>> I'm concerned.


Indeed!

All that shows is that he is not interested in using DD.

A VERY large majority of those using DD to pay their utility
bills >>>> >do so using a budget account - where they know exactly
how much >>>> >will be taken each month, and it is the same each
month. (with >>>> >periodic checks and adjustments if it is getting
out of line). >>>> >
Some (maybe even most) utilities don't even have the facility
to pay >>>> >each bill by a variable DD.

It is not the convenience I am missing. I just hate the idea of
letting some organisation poke into my bank account every month
and >>>> help themselves. I want to receive a bill, consider whether
it's >>>> accurate, then pay it in the way I choose with legal
tender, i.e. >>>> money, i.e. pounds sterling. I do NOT expect to be
fined for using an >>>> "inappropriate" method.

MM

Hear hear!

It's not a fine. It's a charge for the extra cost incurred by the
supplier in processing your payment.

The principle seems reasonable enough to me (even if the fee is a
bit >> high)

I agree. If you buy a product from an internet based warehouse then
you will, more often than not, pay less for that product than if
you bought it on the High Street (where shop-staff wages and other
overheads add to the costs). Is the High Street shopper therefore
being 'fined' for buying in that way?

Not at all IMO. If you choose to conduct your business in such a way
that increases costs to the supplier then you must be prepared to
contribute to those extra costs.


But if the supplier cannot demonstrate that the cost are any greater
WRT Internet Bank Transfer and DD, but charge according to a business
preference then how do you feel about it?

I would feel I have the absolute right to purchase the service from
another provider.
.

Relevant Pages

  • Re: Faulty goods TOC
    ... >> GAK's TOC re faulty goods within 28 days of delivery? ... A supplier cannot accertain that a 'true' fault does actually exist until ... the supplier can be left with the pick-up *and* the return costs when he is ...
    (uk.music.guitar)
  • Re: keyboard/mouse programming
    ... ability to raise your competitors costs to encourage them to ... raise overall market prices to maximize your profit spread, ... the supplier isn't going to produce any extra supply because it ... to valid demand or illegitimately to hurt competitors at an opportune ...
    (alt.lang.asm)
  • Re: Supplier Costs
    ... we are planning on using on Excel to track all the information ... we just have a invoice per month we have to pay. ... plan the Supplier costs so I have a full picture of my projects. ...
    (microsoft.public.project)
  • Re: BT & DD
    ... contribute to those extra costs. ... But if the supplier cannot demonstrate that the cost are any greater WRT ... Internet Bank Transfer and DD, but charge according to a business ...
    (uk.legal)
  • Re: BT & DD
    ... contribute to those extra costs. ... But if the supplier cannot demonstrate that the cost are any greater WRT ... but charge according to a business ... They can discriminate on any grounds they like apart form those ...
    (uk.legal)