Re: Demand for 7 year old Debt


Mike_B wrote:

>
> We are only talking about credit reference files and the limitations act
> here. The existence of the debt and the ability to chase someone for it
> are not regulated by these. Information is removed from credit files
> after 6 years but that doesn't mean the debt ceases to exist. The
> limitations act offers a defence to court proceedings after given time
> scales (mostly 6 years, sometimes more), but the debt still exists and
> can be pursued through methods other than a court claim. Some debt
> collectors try hard to collect debts outside of the limitations period,
> claiming a moral obligation to pay that remains after the legal
> obligation has gone.

and can't you obtain a bankruptcy order based on a debt older than 6
years? You certainly can on a more than 6 year old judgment.

Francis

.

Relevant Pages

  • Re: Demand for 7 year old Debt
    ... >> We are only talking about credit reference files and the limitations act ... The existence of the debt and the ability to chase someone for it ... >> can be pursued through methods other than a court claim. ...
    (uk.legal)
  • Re: Debt Recovery
    ... The original post was regarding a debt company contacting me saying i ... letters by doing this am i resetting the clock on the limitations act? ... You could throw in an invitation to sue you if they believe there is enforceable debt, otherwise to leave you alone as further contact would be considered by you to be harassment contrary to section 40 of the administration of justice act 1970 and the prevention from harassment act 1997. ...
    (uk.legal)
  • Re: Demand for 7 year old Debt
    ... In message, sPoNiX writes ... reference agency files. ... Information is removed from credit files after 6 years but that doesn't mean the debt ceases to exist. ... The limitations act offers a defence to court proceedings after given time scales, but the debt still exists and can be pursued through methods other than a court claim. ...
    (uk.legal)
  • Re: Demand for 7 year old Debt
    ... Information is removed from credit files after 6 years but that doesn't mean the debt ceases to exist. ... The limitations act offers a defence to court proceedings after given time scales, but the debt still exists and can be pursued through methods other than a court claim. ... Where no legal action has been taken within the limitations act provides a defence to any such action taken out of time, ...
    (uk.legal)
  • Re: Origin & earliest usage of "Plonker" (eg. "Rodney you Plonker")
    ... >> So if you eat a meal in a restaurant and attempt to pay a 9.75 with ... the restaurant is not obligated to accept it nor to have ... >> the debt, and following such refusal the debt would remain? ... moral obligation; to constrain, compel, oblige. ...
    (alt.usage.english)