Re: After some advice



"Martin Davies" <mart2306@xxxxxxxxxxx> wrote in message
news:9UYZe.1706$iW5.235@xxxxxxxxxxxxxxxxxxxxxxxxxxxx
>
> "Danielle" <danielleb@xxxxxxxxxxxxx> wrote in message
> news:RvWdnSQqXYn-zqXeRVnyrg@xxxxxxxxxxxx
> >
> >
> > "Martin Davies" <mart2306@xxxxxxxxxxx> wrote in message
> > news:xgYZe.1567$iW5.1501@xxxxxxxxxxxxxxxxxxxxxxxxxxxx
> >>
> >> "Danielle" <danielleb@xxxxxxxxxxxxx> wrote in message
> >> news:TJmdnb27eIc60KXenZ2dnUVZ8qOdnZ2d@xxxxxxxxxxxx
> >> >
> >> >
> >> > "Martin Davies" <mart2306@xxxxxxxxxxx> wrote in message
> >> > news:iPXZe.498$VI6.163@xxxxxxxxxxxxxxxxxxxxxxxxxxxx
> >> >>
> >> >> "Danielle" <danielleb@xxxxxxxxxxxxx> wrote in message
> >> >> news:5b2dnQHYqr19o6XeRVnyjw@xxxxxxxxxxxx
> >> >> > My partner could be starting work, take home pay would be £2123.00
> > per
> >> >> > month, he is currently on old scheme so will pay 43% of his wages,
> >> >> > he
> >> > has
> >> >> > some arrears.
> >> >> >
> >> >> > I have worked his CSA payments out to be around £912 per month,
have
> > I
> >> >> > worked this out right? Would appreciate someone else's input.
> >> >> >
> >> >> > TIA
> >> >> >
> >> >> > D x
> >> >> >
> >> >> >
> >> >> >
> >> >>
> >> >>
> >> >> Depends on the housing costs, maintenance requirement figure and any
> > kids
> >> >> you have between you. Oh, and shared care too.
> >> >> Higher assessable income will often use the alternate formula, which
> > uses
> >> >> 15%, 20% or 25% of extra assessable income over and above double the
> >> >> maintenance requirement.
> >> >>
> >> >> I would expect someone on that level of take home pay, unless they
had
> >> >> mortgage very high, would pay less than 30% of net income. Quite a
bit
> >> > less.
> >> >> Though arrears repayment adds to the total paid out, at least thats
> >> > somewhat
> >> >> negotiable.
> >> >>
> >> >> Martin <><
> >> >>
> >> >>
> >> >
> >> > Thanks for all the advice, do you think it could be the amount I
think
> > it
> >> > is
> >> > or less?
> >> >
> >> >
> >>
> >> I would expect less.
> >> But a lot does depend on the figures of housing costs, shared care,
> >> maintenance requirement and kids between you.
> >> If your housing costs were reasonable for that level of income, I'd
> >> expect
> >> 20% - 25% at most for the assessment. No housing costs would be a
higher
> >> assessment, but applying the alternate formula on a much higher amount
of
> >> assessable income.
> >> Certainly on that level of income it would be likely the assessment was
> > more
> >> than the maintenance requirement unless there were several kids to pay
> > for.
> >>
> >> As an example.
> >>
> >> Maintenance requirement £100
> >> Housing costs £500 a month
> >> 1 child to pay for.
> >>
> >> Net income £489 a week.Housing costs £115 a week.
> >> Personal allowance £55 (its higher I think but haven't got the full
rates
> > to
> >> hand).
> >>
> >> Exempt income would be personal allowance plus housing costs, total
£170
> >> a
> >> week.
> >> Knock that from the net income to get assessable income of £319.
> >> Deduct double the maintenance requirement (so deduct £200), that leaves
> > £119
> >> to use the alternate formula on.
> >> Take 15% of that, thats the additional amount for assessment, add that
to
> >> the maintenance requirement and thats the total assessment. £117.85 a
> > week,
> >> which is just over 24%.
> >>
> >> Fiddle about with the figures, use 20% for 2 kids and 25% for 3 or
more.
> > But
> >> the principles are the same.
> >> On the plus side, if income goes up or housing costs decrease with that
> > sort
> >> of assessment, rate of change in assessment is small - being just 15% -
> > 25%
> >> of the change.
> >> Thats also a bad thing if income goes down or housing costs increase.
> >>
> >> Martin <><
> >>
> >>
> >
> > My partner has two children and as far as we know his ex lives with her
> > new
> > partner, we don't see the children. I have a son who lives with us and
we
> > rent our home. I'm not sure what is taken into account on the old
scheme,
> > I
> > remember some mention of a protected income because I have a son and my
> > partner will be supporting us. Its all really confusing, our outgoings
are
> > quite high because of a couple of debts. I want to make sure we are ok
and
> > my partner isn't just working to pay CSA, bills and debts.
> >
> > I believe every parent should pay for their children, but within reason.
> > CSA
> > calculations are way too high but what can I do! Its unfair my partner
> > doesn't have contact with his children but he is one of many ...
> >
> >
>
> Rent is allowed in full. Though with that level of income, you and the
child
> won't make any difference to the payments.
> Play around with the example I gave, putting your rent in as housing costs
> and using 20% for the alternate formula. That will give a rough estimate
of
> what the assessment will be.
>
> Martin <><
>
>

We sat down last night and looked at previous payments and it worked out his
arrears were 10% of his actual payment. So we worked it out like that and it
seems a more reasonable payment, just hope its true. Guess we will find out
in the next month or so ...

Thanks again

D xx


.

Relevant Pages

  • Re: Cohabiting PWC
    ... Though if she has income in her own right,you ... as she'd be allowed less housing costs if he was working. ... She can of course then return the favour if you ever have a partner. ... Which would increase the assessment. ...
    (uk.gov.agency.csa)
  • Re: After some advice
    ... >>> Depends on the housing costs, maintenance requirement figure and any ... would pay less than 30% of net income. ... > Certainly on that level of income it would be likely the assessment was ...
    (uk.gov.agency.csa)
  • Re: After some advice
    ... >>> month, he is currently on old scheme so will pay 43% of his wages, he ... would pay less than 30% of net income. ... But a lot does depend on the figures of housing costs, shared care, ... 20% - 25% at most for the assessment. ...
    (uk.gov.agency.csa)
  • Re: After some advice
    ... >> If your housing costs were reasonable for that level of income, ... >> Certainly on that level of income it would be likely the assessment was ... > partner, ...
    (uk.gov.agency.csa)
  • Re: NPR has self-employed partner. Does she have give personal details.
    ... > of all household income. ... Simplest way is look at the last assessment calculation. ... then he is indeed supporting his partner and children. ... The CSA will accept what someone says about themselves or a partner unless ...
    (uk.gov.agency.csa)