Re: which stakeholder pension
- From: "Andy Pandy" <spam8times@xxxxxxxxxxxxxxxxxxxxxx>
- Date: Thu, 29 May 2008 11:14:25 +0100
"blackbat" <invalid@xxxxxxxxxxxxxxx> wrote in message
news:30ls34lv259borhr2kfbqtilhbq4nicl21@xxxxxxxxxx
My wife was a teacher for 25 yrs and paid into their pension fundapprox
during that period. Towards the end she also managed to accrue
20K in an in-house Prudential AVC.break
She has now taken up work as a counsellor after a 5 year career
and I am looking to start her up with a stakeholder pension. Bothher
jobs offer to match up to 6% of any pension contribution she makes.
Don't want to transfer out of the teachers, can't touch the AVC (not
FS AVC). Seems no value in a SIPP due to high management fees under
£50K.
SIPPs aren't always expensive, have a look at Hargreaves Landsdown or
sippdeal.
H-L don't charge anything for most managed funds (unit trusts, OEICs
etc) since they get the renewal commission, they also normally rebate
all or nearly all the initial charge.
http://www.h-l.co.uk/pensions_and_retirement/sipp_charges.hl
--
Andy
.
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