Re: Power of Attorney
- From: "Gio" <x@xxxxxxx>
- Date: Tue, 26 Feb 2008 18:03:24 -0000
"Nebulous" <jwest@xxxxxxxxxxx> wrote in message
news:fq0h2l$12tv$1@xxxxxxxxxxxxxxxxxxxx
"Gio" <x@xxxxxxx> wrote in message news:fpvgod$v5j$1@xxxxxxxxxxxxxxxxxx
I have one of the original enduring PoE for my mother and it is registered
with the Public Guardianship office in England so it is stamped 'Court of
protection'. I wanted to open an online savings account for the donor at
the Bank of Scotland. No problem sir, we offer online banking -see it
says so... Well having opened the account and started feeding it with
cash the bank opted to lock my online access. The bottom line appears is
they do not allow online access once an enduring PoE is registered (I had
to register it because the donor unfortunately lost the plot and could not
manage her finances anymore) the bank now says they do not offer online
facilities for my PoE registered in England. If the PoE was Scottish and
registered in Scotland it would not be a problem but I live north of the
border and the donor is down in the midlands.
Is this practice allowed or is it discriminatory ? Forgive my ignorance
but I would have thought a registered PoE was the same as any other
registered PoE and ultimately means the registered attorney has total
control over the finances of the donor so could quite easily run an
online account just as well as a standard customer ?
Any advice how to tackle the problem short of opening another account at
another bank and going through all the appointment process, providing
proof of this that and the other etc.
These affairs can be quite complicated. You need to get proper advice as
most bank staff are unlikely to know. I would suggest you find a solicitor
who regularly works in this field. You could also try uk.legal
A word of warning though -throwing about phrases like discriminatory when
English and Scottish law is very different is not likely to help your
argument.
Neb
Hi Neb thanks for the advice, by discriminatory I was referring more along
the lines of discriminating against accounts created and managed for the
less mentally able people and not a north / south divide. For example the
British Bankers Association (BoS are a member) produce guidance on opening
accounts for mentally incapacitated people. So why don't BoS follow the
guidelines and stop discriminating against mentally disadvantaged customers
and recognise the PoE for what it stands for ?
Gio
.
- References:
- Power of Attorney
- From: Gio
- Re: Power of Attorney
- From: Nebulous
- Power of Attorney
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