Private Pension Transfer Plan Question with aguaranteed level annuity

I transfered the sum built up in my company pension scheme to a
private plan with the Royal Sun Alliance when I was made redundant in
1989 . The RSA pensions side has since been taken over by Resolution
and nothing has really been earned in the way of bonuses in the last
five years.
I've just written to Resolution to see what terminal bonus I could
expect when the plan matures in 2011 and have been told that I won't
get anything as my guaranteed benefits are already protected ......
I never have understood this terminal bonus business as it all seems a
bit airy fairy - some get it some dont and the amounts vary so much !
After all my plan was in place when all the sharp rises in the stock
exchange of the 90's was taking place and others have received it.
I stuck with things up until now due to guaranteed benefits etc.

I have a guaranteed basic sum with a guaranteed level annuity rate and
also a guaranteed minimum pension as I opted out of SERPS when with my
previos company scheme.
My question is Is this guaranteed minimum pension in addition to the
pension guaranteed from my guaranteed basic sum ( with profits ) or
will it have to be paid out of this ?
I am now self employed Is it an option for me to transfer back into
the second state pension scheme ?

Many thanks for any help
Cheers
.

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