Re: Sending a £8,000 cheque by ordinary post?

On 29 May, 10:32, Jim D <JimDex...@xxxxxxxxxxxxxxx> wrote:
Is it considered safe to send a £several-K cheque by ordinary post?
The sender doesn't have access to a post office, so Special Delivery
is not an option.

In the US, they have a useful convention of writing "For deposit only
into So-and-so Bank, Account # 12345678". Can we do that in the UK?
Would it provide any security?

Thank you,

Jim

Try everything to find some other method such as BACS or CHAPS, but
failing that I'd write fill the payee's name line as follows:

Mr J Jones, a/c:12345678-------

and then place a special crossing on the cheque, which means another
set of parallel lines (much like the account payee set the bank will
have printed on) across the account payee crossing and then write
between the 2 new lines "Martins Bank plc".

This defends against a fraudster trying to pay the cheque into another
bank, and also *almost* certainly into another account at the same
bank. Special crossings are quite rare now and it may result in some
head scratching at the receivers bank, but it is still the legal
position.

Otherwise one step down would be a payee's name line such as:

Martins Bank plc. a/c Mr J Jones--------

Ian


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