Re: Failed direct debit
On Thu, 29 Mar 2007 10:56:24 GMT, DONNA <donna@xxxxxxxxxxxx> wrote:
Is this likely to show on my credit report?
In my experience, and I have had a tricky 18 months, thanfully behind
me, people dont like marking your credit file apart from as a last
resort.
If you "miss" a payment, ie you dont pay in March at all, then dont
catch up in April, they will mark it, however just making a late
payment, or missing a dd, doesnt show.
It seems they work a significant amount in arrears in notifying the
credit reference network. Just checked and my report seems to be up to
date for mid feb. I suspect if you make the payments before the
submission date of a particular company your ok.
Thats based on MY bad run, and MY creditors, and MY assumptions !
.
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