Re: Motor insurance renewal premium

On 27 Feb, 11:28, "Mark BR" <bri...@xxxxxxxxxxx> wrote:
Allan Gould wrote:
Just been made very happy by someone at Norwich Union Home & Drivers
Club Insurance. My annual renewal premium was £270 (Peugeot 307,
mostly 40-something drivers). I thought I should have a quick look
round at the market and did a quick search on AA website and found a
little (but not much) reduction. Then rang NU for my existing policy
and asked what effect changing the excess would do and the nice lady
suggested making the policy any driver over 25 (unwittingly over the
years it had become 'any driver' which included under 25s). The
premium dropped to £183 by selecting 'any driver over 25'. So Thank
you very much Yvonne at NU Home and Drivers Club in Glasgow for
saving me £87 on my premium.
(So happy that I just had to tell someone....)

NU always, in the end, give me about the best quote.

But why do I have to phone them and negotiate the renewal quote to get up to
£150 of reductions with no change of cover? Why not just give me the best
quote?

Mark BR

My Direct Line home cover had crept up to £300+ p.a. I looked for
online quotes and one of these was for £103 - with Direct Line. I took
out a policy with them for that amount, and cancelled existing cover.
Exactly the same policy document/cover.(except that where old policy
premium was calculated on buildings value I'm now automatically
covered up to a more than adequate maximum sum insured.)
I'm reasonably sure that if I'd just phoned to pay renewal by credit
card, they would have been happy to take £300+

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