Person accidentally runs their car into their garage door of their
house causing minor damage to paintwork on car and major damage to
garage door.
The household insurers say nothing to do with us, claim on your car
insurance.
The car insurers say nothing to do with us, claim on your household
insurance.
IANAL
The car did the damage, but if the car insurance had to pay out, they
might still make a claim against the insureds' personal liability
coverage in their household insurance. It still doesn't get them out of
the fact the car did the damage.
.
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