Re: retirement, SIPP and ISA



In message <44f3880d$0$97271$892e7fe2@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx>, Miss L. Toe <missltoemissltoe@xxxxxxxxxxx> writes

Go for an ISA and use it for what you want, just remember its up to you
to fund your income in retirement.

Or if you dont trust yourself not to dig into it - then put it in a pension
fund and be thankful to yourself when you get to 55 that you can retire a
few years earlier than you otherwise might.

Not efficient tax wise if the marginal rate paid is constant and has the added risk of unknown interest raters in the future. Id take the risk of succumbing to temptation.

--
John Boyle
.



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