Re: If I fry my chip will I be asked to sign? (chip and pin)

Eric Jones wrote:
<dwickford@xxxxxxxxx> wrote in message
news:1153081625.792128.172770@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
What happens if you chip stops working (chip and pin), can you still
buy goods without a PIN? If so, what is to stop a criminal frying a
chip by applying excessive voltage on the connections (or microwaving
it?) to put it out of action? Will the criminal they be able to buy
with a signature?


The card should report an error message 'contact your bank'.
It might still work in places where the magnetic strip is used to process a
transaction eg cash machines.

Only if the card is used in a CHIP environment. If used at an ATM it is
more than likely that the card (fall back to magstrip) can still be
used with PIN to withdraw cash.

In a shop who uses magstrip verification the the card can still be used
with a signature.

From a liability perspective and if you never wish to use your credit
card to withdraw cash - Bin your PIN - No disputed transactions to
worry about and you probably wont be targettted for your 'PIN' by
fraudsters.

.

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