Re: Does anyone offer reasonably simple/cheap on-line dollar payments?
Ruari Callow <i0a0-wptp@xxxxxxxxx> wrote:
>
> One other thing I would do the first time you need to use the service is
> to go through all the setps up until the point of confirmation. Then don't
> actually confirm (yet). At this point stop and ring your bank and compare
> the deal you are getting. Ask the the total cost you must pay (including
> all fees) and see how this looks compared to what it would cost you on XE.
> You'll probably find it is noticably cheapier with XE. Of course on the
> off chance it isn't XE guarentee to beat the rate the bank offers anyway,
> see: https://www.xe.com/fx/faq.htm#bestrate
>
Thanks for all the further help. I'm not too concerned about the rate
actually, it's just the ability to do everything online without
ridiculously high costs.
> P.S. Looking at the demo it seems the cost of the wire transaction in the
> US will probably be £6.78, which is already cheaper than the £9 or so you
> pay at the moment. If you get a better exchange rate as well and can avoid
> having to speak to anyone (with the inherent potential for mistakes) then
> this should work well for you. I would be interested to find out your
> experiences with them, which will hopefully be positive. Either way
> (positive or not) perhaps you could post back here. For me, so far
> everything has been good. The only downside would perhaps be the speed
> compared to using a bank on its own (see:
> https://www.xe.com/fx/faq.htm#howlong) and the fact that I can't automate
> recurring payments (which wouldn't matter to you I guess).
>
Yes, as/when I need to do a transfer I'll report it here.
> P.P.S. If for any reason this does not work out another option might be an
> account with the Co-operative bank. They allow you to arrange an
> international payment by sending a signed fax to them on 0161 872 0850
> (this is the direct fax number of their foreign services department).
> Although not as good as using internet banking it does mean that you get
> to write everything out to ensure the details are passed on with accuracy.
> Also you can prepare a standard message to them in a word processor and
> just alter the details as is required. Finally, since this is a specialist
> department who regularly deal with foreign transactions they are less
> likely to make a mistake than the regular call centre staff.
>
I have the same facility with my Abbey Business bank account but it
does seem relatively clumsy.
--
Chris Green
.
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