Re: Private Health Care

There are AFAIK basically only 2 major providers of PHI, namely Bupa and
PPP, so your options are a bit limited; you just have to get a quote and
pick the cheapest or get a job where this cover is part of the deal.

An alternative is something along the lines of HSA, i.e. a healthcare
cashplan scheme, which I think you were referring to in your post. Some of
these *do* allow you to get treated privately; they pay you a percentage of
the cost related to the premiums you paid. So it is not just a benefit paid
when you have to use the NHS. I wasn't clear if that was what you were
saying.

HSA is the best known such provider, but is not the best value. This article
tells you more:-
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1087156515,79991,

Bear in mind that all PH packages (that I've ever come across) require a
referral from your GP in the first instance, so you can't get a completely
private package through a scheme. You would have to pay for a private GP
yourself if you wanted that.

"JaffaB" <jaffa_brown@xxxxxxxxxxx> wrote in message
news:1125129427.351977.277790@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> Hi,
>
> What are peoples thoughts on the best private health care packages
> around at the moment. I want to organise private health care cover
> for myself and my wife, but I want a package that allows true private
> health cover - i.e, not just a payment when you have to go into an NHS
> hospital, but something that allows treatment in a private clinic or
> hospital and without having to wait. And of course, I dont want to pay
> the earth for it.
>
> Does anybody have experience of this, company recomendations or web
> sites that compare packages?
>
> Many thanks
>


.

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