Re: Desperate for business bank account


Try Nationwide Building Society.


In article <slrnefj84i.vk2.pete@xxxxxxxxxxx>, Peter Lynch
<pete@xxxxxxxxxxx> writes
On 2 Sep 2006 07:22:17 -0700, Darren wrote:
I just started on a good contract, but can't figure out how to get
paid! My experience with the banks has been frustrating. I think it's
because I'm new in the country.

Money is tight and my agency is waiting for my bank details, so I'm
trying to arrange an account for my limited company as soon as
possible. Alliance & Leicester said it would take a month to set up.
Cater Allen said I had to give them £5000 up front. Halifax rejected
me because I don't have a credit history (I don't need an overdraft but
they still rejected me for a simple Treasurer's).

It would save my bacon if I could get this done in the next week. Even
if it's a terrible fee-paying account... what are my options? Is there
an account that doesn't do a credit check, and doesn't require a
deposit?

Also, does it make sense to apply for 2 or 3 accounts at once and see
which one comes through first?

Darren

When you say _you_ don't have a credit history .... have you set
up a limited company? Most people work as an employee of their own
company.

If the deposit is a sticking point, why don't you have the agency
raise a cheque for the work you've done (assuming you have invoiced
them and reached a point in your contract with them to be paid).
Then you have the deposit cheque to wave in front of a prospective
bank. There will however be a delay between you sending them the
opening cheque and them sending you back a chequebook to get hold
of any money.

Pete



--
Alan ............

.

Relevant Pages

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