Re: Dental help after retirement

Andy writes:

I have a similar plan. It is NOT insurance. It is a plan where
dentists are put on a list in return for agreeing to charge a
reduced rate for certain procedures. The patient pays cash
to the dentist -- no papers...

For me it is about a break even, since there are no restrictions
on what each dentist can charge that is NOT covered by the plan.
My last dentist, for example, charged an "antiseptic fee" of $15 for
each visit, to cover the cost of the paper apron he put on me and
some antiseptic he used.
He also took 6 visits to do a simple root canal /crown, which ,
up till then, I have only needed 3 visits for in the past. Each
visit has it's own office visit charge....

You may save a few bucks, but it ain't even in the ball park
of the insurance plan I had when I was working. In an insurance
plan the procedures are reviewed and the dentist isn't allowed
to "tack on" extra services. In these new "dental plans" they tend
to make up on lowered charges for some items by higher charges
for "uncovered" items, and , of course, their own particular
"office policy" items.

Good luck. It's better than nothing. But you ain't gonna get a
$500 crown for under $500. when all is added up ....

Andy in Eureka, Texas

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