Re: (off topic) Bush's blame game




Lumier wrote:
> On 16 Sep 2005 05:02:10 -0700, "Tchiowa" <tchiowa2@xxxxxxxxxxx> wrote:
>
> >
> >Vagabond wrote:
> >> I see European and Oz/Nz expats in Thailand go home for medical
> >> treatment if they need anything major. Americans don't.
> >
> >Of course they do. In fact the employees of the company I work for
> >always return home for major medical treatment.
>
> >Now go read some newspapers. You'll see people from all over the world
> >going to the US for major medical treatment, not just Americans.
> >Particularly if it's risky or new. When is the last time someone went
> >half way around the world to Canada to try to separate Siamese twins
> >that required a particularly delicate surgery? Or to the UK.
>
> Towtruck, why are so many Americans flying into LOS for treatment at
> places like the Bumrungrad, BNH and several other accredited Hospitals
> here, if the the treatment and facilities in the USA are so good??????

Because elective medical care is not covered by most insurance (and
usually not covered by NHS and the like) and it's much cheaper in
Thailand. Same reason you get even *more* Brits coming to Thailand for
medical care than you do Americans.

You will not find medical care and facilities anywhere in the world
that is better than the US. You can find some just as good, obviously.

> >It wouldn't cost me a dime in the US. And I could probably get it
> >faster in the US than your mother got it.
>
> Just how much do you or your company pay for ,medical insurance, and
> just what limitations are there on the treatment.

I pay a little over $100 a month for me and my family. It's an HMO so
the restrictions are that I have to use their facilities (unless it's
an emergency).

> I am provided with
> Bupa Blue Cross med insurance and there are so many limitations it is
> unbelievable. I had an operation two months ago, one week inpatient
> and follow-up out-patient treatment. From my next visit I have to pay
> myself, plus with each visit I have had to pay excess on daily
> outpatient allowance. I am not rich I am not poor, Over the months I
> have seen so many cases of Thai's who thought their insurance covered
> everythng being hit with additional charges. My hospitalisation I had
> an excess of Bhat 27,000.00 plus that my insurance did not cover, for
> me it was not nice but I had the funds to cover. There were Thais
> getting similar and for some this was one hell of a shock. Under the
> NHS no payment. Also with the NHS There is no waiting list for
> emergency or serious illness tretment, some proceedures yes there is,
> but if people take out med insurance at a fraction of the cost in the
> USA. Also private is not all that expensive. Some time back I had a
> medical problem my GP advised me to see consultant privately. It cost
> me UKP 30.00 for the consultation, after tests I was admitted to the
> Pontefract General Hospital an emergency case as a NHS patient.

When I go in for consultation it's $10 US. Each prescription I get
filled is $10. All the rest is covered.

> Get off your high horse boyo amd smell the roses

No "high horse" involved. History has proven over and over again that
socializing *ANY* industry or business will damage it in the long run.
I have good medical care now and no financial worries about it. But I
am concerned a little about my kids and a whole lot about my
grandchildren. I want them to have access to good medical care, too. I
don't want to jeopardize that by going for a "quick fix, feel good"
solution that Socialized Medicine offers but that will ruin the system
in the long run.

The only way to improve a business, *ANY BUSINESS* (and that includes
medical care) is to have competition. History has proven that over and
over again. When the government takes over ownership or control over an
industry it flourishes in the short term and fails miserably in the
long term.

I don't want that for my family.

.



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