Re: Dynamic Currency Conversion (in Ireland)
- From: Padraig Breathnach <padraigb@xxxxxxxxxxxx>
- Date: Tue, 16 Aug 2005 21:43:33 +0100
Phil Richards <philrichards1@xxxxxxxxxxxxxxxx> wrote:
>I know this old chestnut has been brought up several times before and that
>retailers etc. are supposed to ask you first, but has anyone had problems
>in Ireland even when specifically telling the merchant to bill the card in
>local currency?
>
It's not likely to be an issue for me in Ireland.
>The following is by far the most "official" statement off the Visa
>corporate which I plan to show to merchants when they deny all knowledge:
>
>http://corporate.visa.com/pd/consumer_ex_faq.jsp#faq5
>
>I'm sure there is something similar for MasterCard.
>
I expect that you are right.
>Other than taking your business elsewhere which is fine say in a shop, a
>bit difficult when you pay after the services have been used (e.g.
>restaurant or a hotel) what procedures can one take in the case of a
>merchant who bluntly refuses to charge you in local currency and you have
>no suitable alternative means of payment?
>
Refuse to pay and invite them to sue you. They can't take a meal back,
or expel you from a hotel room after you have completed your stay. If
they sue, and your defence is that you offered to pay by a credit card
that they had indicated was accepted in the establishment, they will
be laughed out of court.
As a matter of interest, it appears that DDC is an Irish invention --
see http://www.fexco.com/index.php . I apologise.
--
PB
The return address has been MUNGED
.
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