Re: Health and money purrs needed

Sherry wrote:
On Aug 3, 6:34 pm, "CatNipped" <lcr...@xxxxxxxxxxxxxx> wrote:
Now the really, really bad news. My new insurance only pays for
preventative treatment up to a $1,500 deductible per year and then
after that still only pays a portion of your cost. So I have to pay
for all the testing and all the treatment out of our non-existent
savings!

Some purrs for both my health and my pocket book would be greatly
appreciated.


I'm sorry you're having such trouble. It is so silly for insurance
companies to balk
at preventive care. I guess they want you to wait till you get
*really* sick, then they'll
pay for it!! I could really go off on a tangent about insurance, I am
having trouble with
them too.

Until the HMO's started getting so damned tight with the purse strings (yes,
there was a time way back in the deep mists of time when they weren't, I
worked for one run by Prudential), the emphasis was on preventive care.
They'd cover a full physical once a year, annual PAP smear (& mammograms for
women over 35); all the annual shots for babies and school age kids, for a
small copayment. The idea was, don't wait until you're so sick you don't go
to the doctor... you can afford $10. And if it was determined you were ill,
they'd cover that too. Sometimes at a slightly reduced %, depending on
which plan your employer signed up for.

All that got lost in the administrative shuffle and the money-grabbing
mentality. Doctor's used to be gung-ho about the HMO concept until
administrative types started trying to tell them how to practice medicine by
refusing to approve legitimate treatments for known illnesses. It's a damn
shame, really.

Jill


.

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