Re: [OT] Going "Home"


"CatNipped" <lcrews@xxxxxxxxxxxxxx> wrote in message
news:3q2bihFcqnumU1@xxxxxxxxxxxxxxxxx
> "jmcquown" <jmcquown@xxxxxxxxxxxxx> wrote in message
> news:3q2aitFcucl1U1@xxxxxxxxxxxxxxxxx
> > "CatNipped" <lcrews@xxxxxxxxxxxxxx> wrote in message
> > news:3q29ldFcmfqfU1@xxxxxxxxxxxxxxxxx
> > > "Wendy" <wendypart@xxxxxxxxxx> wrote in message
> > > news:RdednZFTRNwzc6beRVn-iw@xxxxxxxxxxxxxx
> > > >
> > > > "CatNipped" <lcrews@xxxxxxxxxxxxxx> wrote in message
> > > > news:3q28eiFcqkioU1@xxxxxxxxxxxxxxxxx
> > > > > Here are some pictures of what they found when they went back to
> their
> > > > > house
> > > > > on Monday and Tuesday of this week:
> > > > > http://www.possibleplaces.com/StBernard/Erin/ Some of the pictures
> are
> > > > > blurry because she was crying and the camera shook as she was
taking
> >
> > >
> > > > OMG I can't believe all the mold and mildew. My sinuses are blocking
> up
> > > just
> > > > looking at it. Did they have flood insurance?
> > >
> > > They had *NO* insurance - the house is still in my name and my
> > ex-husband's
> > > name (the legal issues here are mind-boggling)
> > >
> > Okay, I'm not going to chastise too much about insurance except to say
> your
> > daughter could have given you some token amount monthly and purchased
> rental
> > insurance. Lesson learned.
>
> Yeah, her husband was pretty pissed when he found out she didn't renew the
> renters insurance - but renters insurance wouldn't have covered flood
> damage.
>
I live on the 2nd largest earthquake fault line in the U.S. and my rental
insurance covers earthquake damage. Of course, that rider is accompanied by
a $5000 deductible, but there you have it. Chances are the damage
sufficient for an earthquake claim would be more than $5000 in the event of
a big quake.

Still, I concur a lot of insurance policies exclude coverage for "Acts of
God", which I've never really understood. It's like, if you accidentally
set your house on fire in the kitchen, it's okay. But if something totally
beyond your control happens, nope, sorry.

> > > Because of the vast varieties of toxic mold evidenced, the whole house
> > will
> > > have to be bull-dozed to the ground and they'll have to start from
> scratch
> > > elsewhere.
> > >
> > > Hugs,
> > >
> > > CatNipped
> > >
> > It's a total wreck. I don't suppose you maintained any homeowners
> insurance
> > on the place yourself?
> >
> > Jill
>
> Nope, if I had any check for a reimbursement would have been in both our
> names and he wouldn't sign it over to save his life (and I wouldn't risk
> jail for forging his signature on either checks or insurance contracts).
>
I hear ya. I'm so glad I'm 21 years "shut of" (that's a Southern term for
you across the pond folks meaning well rid of) my ex- and that we didn't
have children. Maybe when things calm down you can find an attorney who can
force him to sell out his half, which, BTW (smile!) is now half of exactly
*nothing* LOL

Jill


.

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