Re: A bit OT--buying your own health insurance


"Lon VanOstran" <RVnFT@xxxxxxxxxxxxxxxxxxxxx> wrote in message
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Nate wrote:

"Lon VanOstran" <RVnFT@xxxxxxxxxxxxxxxxxxxxx> wrote in message
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Al Balmer wrote:


When I moved to AZ, I kept the same plan, (on "travel" status) even
though our "group" was reduced to two. I could no longer get cheap
doctor's visits, etc, but it was a lot cheaper to pay for routine
stuff and keep the Rochester policy for major medical, than even to
buy major medical by itself here.


IMHO, all plans should have people paying their own doctors office
visits. I don't understand why people are willing to pay $200 per month
extra to avoid paying $200 per year in doctor bills. Paying for the visit
would make people think a little about cost. That would be a GOOD thing.

Lon


Same reason you carry auto insurance when you're a damned good driver.
In the off chance that you do have an accident/develop cancer, you'll be
glad you have a good insurance policy to cover major expenses.

Well, now I understand. Like you, they don't understand that insurance
that doesn't cover "office visits" would cover that stuff.

You just can't justify paying $200 per month extra to have doctor office
visits covered. Of course, the insurance companies feed on ignorance like
sharks.

Lon

OK...I getcha now. I can't find a policy that covers major med without
covering office visits. But I am not in the market for an individual plan.
I am buying group plans to cover my employees. I get whatever they get.
The cheapest ones seem to cover everything...but provide no choices. You
have to stand on your head, wear a yellow shirt with black socks and wave
your left leg in a circular motion to get a consult. But at least we are
covered. LOL

Nate


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