Re: Ten Year Old Starting Petition to Change Helmet Law


"Steve Irving" <steve@xxxxxxxxxxxxxx> wrote in message
news:46eabdae$0$3568$815e3792@xxxxxxxxxxxxxxxxx
<snip>
statement about being able to bury the wife and continue with retirement
and not have to be the greeter at wallmart shows real insight into the
process. most folks don't think about how their spouses income and
benefits affect their ability to maintain their current lifestyle. good
on you steve.

I already tried the Wal-Mart thing.......worked there for almost a year.
Started as a 3 day a week cashier just for something to do to keep me
busy, then got roped into being a supervisor......

Then I started having problems getting them to keep my hours down to about
20 a week. Couldn't make them understand that I was a frikkin retiree and
just wouldn't work 50+ hours a week.

Then after I quit the other shoe dropped........I made just enough at
Wal-Mart to kick me into a higher tax bracket. IRS took damn near all the
money I made........


that is what happens at wallmart if you actually show up and do your job.
that is so rare their that they usually make the folks that can do that for
a full week a department manager. a friend on mines little brother went to
work at wallmart part time. the kid has a good work ethic and good
attitude. he was accepted to georgia tech about the time that wallmart
offered him a slot in the management training program. he decided to take
the management offer and deferred his acceptance at georgia tech for a year
and went to a local school for his freshman year. by the time he had
finished his freshman year he had gone through the dept managers slot into
assistant store manager. 50+k per year was pretty enticing to a 20 year old
kid so he dropped out of college. now he is ~23 and has been promised the
head managers job at a soon to be built store. the manager at the wallmart
here in gainesville makes over 200k per year. that beats the crap out of
having to suffer through 4 years of ga tech to make half that amount of
money.

my dad hates being retired. but everytime he does something he gets paid
and it screws up his taxes. what he has started doing is donating 50% of
everything he makes to his church. in fact a couple of years ago he donated
100% of his earnings just because he could. by giving substantial chunks of
money away he gets to stay busy and not monkey up his taxes.


we are living in an age where many folks just expect the g-men to take
care of them. i really dislike that. "entitlements" gripe me about as
much as helmet laws do. while i may be a very big proponent for the
wearing of helmets i think it should be each persons own choice. but i
also think each person should rationally weigh the reasons for their
choice. most people base their choice on feelings and not rational
thought process.

If you're talking about Social Security, I don't really see that as a
gimme program, they took money out of my check all my life with the
promise that I'd be paid when I got "old".

The problem is that many people see Social Security as their retirement
plan......it NEVER was intended to be that. It's ALWAYS been a supplement
to your own retirement plans.

That's why I've relied on my employer's (I did work for a City government)
pension plan as well as doing a supplemental 457 plan for myself and we're
dumping money into a 401k for my wife so she'll be able to retire at about
the same age I did......

It'll be nice to have the SS when I get there, but if it wasn't there I'd
be OK too.....
--
Steve Irving - BS#237/SLOB#12

i am not talking about social security. i do not mind a pay to play
program. the only real problem is like you already pointed out. many folks
use it as an excuse not to save for their future. they don't do a little
simple math to realize that if that is all they have they will be living off
of alpo if that is all they have.
michael


.

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