Re: Alternative proposal to AMA tiered memberships * EC agenda item

That is interesting as all public sites I have flown on all require AMA or
some other form of liability insurance.

--
Paul McIntosh
RC-Bearings.com
"when steel just isn't enough"
"Eye Indo" <amerindo@xxxxxxxxxxxxxxxx> wrote in message
news:ia9rf.186870$qk4.36075@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> Hmm.... finally a better explanation of what it really is.
> I do have AMA insurance, simply because of membership with an AMA AST,
> requires it.
> Luckily, I have not used it at all. My home owners insurance does have a
> special "rider" to cover me in case of an accident. It is quite large
> since I also fly full scale.
> Interesting is that the field where most of us fly, is a public field and
> no AMA insurance is required, except when the local club has an "AMA
> sanctioned" fly in, or what ever.
>
> Thanks for explaining.
>
>
> "J_R" <freeflyersouth@xxxxxxxxx> wrote in message
> news:1135360353.590041.5140@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
>> AMA liability insurance is really three coverages. The personal portion
>> has probably the least value to most AMA members. It is, indeed,
>> secondary to any other insurance, inlcluding homeowners or renters (if
>> applicable). However, it does come into play should the amount of your
>> homeowners, etc., coverage be exceeded. It is also requires obeying the
>> safety code, or it MAY not cover you.
>>
>> The second coverage also has holes in it. It is coverage for clubs and
>> their officers. It too requires compliance with the Safety Code and it
>> does not cover some potential problem areas, such as slander and libel.
>>
>> The coverage that really makes it all worth while is the coverage for
>> landlords, which may be requested by clubs, or by CD for a specific
>> event. There are about 2500 clubs that might not exist without the
>> coverage for the landlord. There are about 3000 events sanctioned by
>> CDs each year. Coverage for landlord has none of the restrictions of
>> the Safety Code. It is full blown coverage. The cost of this insurance
>> is $20 or slightly more if special wording is requried. Obviously, we
>> all subsidize this coverage. Without it, clubs, their meeting places
>> and even events like the NEAT show might cease to exist. Keep in mind
>> that clubs generate about 50 percent of the dollar amount of all
>> liability claims handled by the AMA.
>>
>> The coverages for liability cost about $20-$25 of AMA individual dues,
>> including the portion that is self insured by the AMA.
>>
>> There is also secondary coverage for medical as well as coverage for
>> fire, vandalism and theft. That's another story.
>>
>
>


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