Re: barn fire protection

Jim Casey wrote:

> John Hasler wrote:
>
> > What I am getting at is that the insurance company will give you no
> > discount on your premiums for having sprinklers unless they are fully
> > code-compliant, ...
>
> I dunno. We have several small discounts on our house and car insurance
> based on factors like having smoke detectors. No one ever checked to see
> that we actually had them or that they were functional. Likewise we get a
> car insurance discount for having a garage, though for all the insurance
> company knows, the garage is use to house house goats and we park the cars
> across the street from a halfway house for parolees.

I can tell you that insurance companies do sometimes send out inspectors. I to
think that it they only did it for commercial accounts because my brother in
law did that for a living. I found out this year that they do inspect
residences because they inspected mine. I ended up having to get a new oil
tank :-(


.

Relevant Pages

  • Re: A Possible Backup Plan?
    ... "I'm as well as my insurance company says I am"! ... off buying a house so today I went and looked at a house that should ... asking 89K or be there for an auction with a 15K deposit. ...
    (alt.med.fibromyalgia)
  • Re: A Possible Backup Plan?
    ... "I'm as well as my insurance company says I am"! ... off buying a house so today I went and looked at a house that should ... asking 89K or be there for an auction with a 15K deposit. ...
    (alt.med.fibromyalgia)
  • Re: Update: Re: Going to my Brothers House
    ... moment he said he was going to buy the house. ... If the house was not owner occupied, the premium about ... maybe you Jill know a lot more about insurance than I do. ... and her insurance company *refused* to insure her empty house - mainly ...
    (rec.pets.cats.anecdotes)
  • Homeowners insurance: home purchase price, and, multi-home dilemma
    ... (my insurance company won't do it, ... purchase price was < 1/4 what the insurance company indicated was the ... the house, but since I have options of other places to live, and I ...
    (misc.consumers.house)
  • Homeowners insurance: home purchase price, and, multi-home dilemma
    ... (my insurance company won't do it, ... purchase price was < 1/4 what the insurance company indicated was the ... the house, but since I have options of other places to live, and I ...
    (misc.consumers.house)