Re: OT Women and banks etc, was And time for
- From: MargW <mwhittle@xxxxxxxxxxxx>
- Date: Tue, 16 Dec 2008 08:33:53 -0500
Dawne Peterson wrote:
"lucretia borgia" wroteI know I had friends who could never see the point of maintaining
credit cards in one's own name. They did of course when they were
widowed, however, that has changed for the better here and now a widow
is not considered penniless anymore.
I had one friend who when her husband died in 1983 found the bank had
cancelled her Visa card. The manager said he wanted to talk to her
before she had any cards. She was in there in a flash and tore a
strip off him, she had always earned more than her husband and had
paid the bills and done all the finances. He offered her the card
back but she took it, folded it and walked out and changed banks. As
she said, hell of a nuisance to do so, but worth it !
When I bought my house, which was paid for out of my bank account with monies I had from the sale of a previous house, the bank I dealt with in Regina sent the money back to my bank in Yellowknife, because they had filed the mortagage papers under DH's name alone (he was NEVER co-owner, so not on title of the house, but had to sign the mortgage papers under the then homestead law) and claimed to have no knowledge of me. I was stuck with the mortgage at that bank, but switched all my other banking.
That was 25 years ago--things must be better now, right???
My current bank recently called last month to leave a message for DH, which I passed on, but of course didn't reply to. A week later, they called again--the call was about a jointly held account. The second time they left the message for "either T or Dawne". They are aware I am unimpressed.
I don't know why banks, particularly when so many banking officers are women, are so 19th century in their dealings with women.
Dawne
A couple of years ago, after my mother's death, we went into the bank to discuss investing my inheritance,(a sum around $200,000). We met with the investment officer,(a woman) and got everything arranged in both names. Putting the money in both names means if one of us passes away there is less hassle with probate.
The first letter that came thanking us for our business, and doing the blah, blah, anything we can do to help blah, blah, was addressed to the DH alone, and spoke of his inheritance. Don't think I didn't call, and tear a strip off the investment person. Now, I think it was just a clerical error, but sheesh!
MargW
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