Re: Morgan dollar 1894-P going cheap (???)

Are you directing your comments to me?

Advising someone to use a credit card with PayPal, to preserve their
rights
as a consumer, is reprehensible? Sorry, you lost me there - that makes
no
sense, whatsoever. Why would someone automatically assume that every
buyer
who initiates a chargeback on his credit card is out to rip someone
off?
Totally ridiculous - no one but a thief or fraudster could get away
with that,
for any length of time. You have to have a reason to initiate a
chargeback - the
most common one is not having received merchandise that you have
ordered,
or having been sent the wrong merchandise, and the seller refuses to
make
things good.

It is excellent consumer advice - what I have given. If you have a
problem with
a seller, you should communicate with the seller before doing anything
else,
in order to give him the chance to make things right. If he refuses, he
has not
kept his end of the bargain, and deserves negative feedback, an appeal
with PayPal or eBay, or, ultimately, a chargeback.

BTW, you are also wrong about getting NARUed by eBay for an isolated
incident like this - it doesn't happen. You have to have multiple
strikes
against you for something like that to happen (last time I checked).


Bob Hairgrove wrote:
On Thu, 30 Mar 2006 07:58:05 +0200, Bob Hairgrove
<invalid@xxxxxxxxxxx> wrote:

On 29 Mar 2006 16:53:14 -0800, "Phil DeMayo" <flip1948@xxxxxxx> wrote:

Bob Hairgrove wrote:

On 29 Mar 2006 08:36:07 -0800, knudsen@xxxxxxxxxxxxxxxxxxxxxxx wrote:

If you use a credit card via PayPal, you will always win, and the
seller would lose any
dispute, period.

I'm afraid that you have an overly optimistic viewpoint regarding
PayPal.

snip

What I believe the poster was talking about is going directly to your
credit card company and have them reverse the payment. They are far
easier to deal with than PayPal.

Sure you can reverse the payment. But how long would it take to get
NARUed after that? After all, the credit card payment is to PayPal,
not to the seller directly.

Well, it seems that in the meantime, the Swiss Postal Authorities have
decided to refund up to max. CHF 150 (abt. $120) which is a little
more than half of what I lost.

I can understand all of the frustrated sellers who perceive PayPal as
being too buyer-friendly when PayPal deducts the amount from their
account after a no-good buyer cancels CC payment. But let's face it,
giving a buyer the advice to do this is reprehensible.

For crooks only interested in a one-shot deal, this might work -- but
only once. If a buyer wants to preserve his status and finds PayPal
useful and dependable most of the time, it is NOT behavior which
should be encouraged.

--
Bob Hairgrove
NoSpamPlease@xxxxxxxx

.

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