Re: The Disney Magic


"PocoLoco" <PocoLoco415@xxxxxxxxxxx> wrote in message
news:jsvam1dhoadauri7k1btj8gp6pgo7edjug@xxxxxxxxxx
> On Mon, 31 Oct 2005 01:47:33 GMT, "NOYB" <noyb@xxxxxxxx> wrote:
>
>>
>>"PocoLoco" <PocoLoco415@xxxxxxxxxxx> wrote in message
>>news:17sam1dka0dk50rp1b5rb2kvjlhb3ggq23@xxxxxxxxxx
>>> What a boat, what a ride, what a fantastic week! I *will* go for another
>>> cruise
>>> on the "Disney Magic", regardless of the number of kids aboard!
>>>
>>> The service, food, entertainment, and atmosphere were much more than I
>>> expected.
>>> I had taken three paperbacks to read, along with a new Nikon D70 book,
>>> to
>>> read
>>> rather than be bored.
>>>
>>> I finished none of them.
>>>
>>> However, we had some bad news waiting for us. My older daughter
>>> underwent
>>> an MRI
>>> which showed three breast tumors.
>>
>>
>>
>>I'm so sorry to hear that John. She is in our prayers.
>>
>>> Biopsies showed two to be benign, but one is
>>> malignant. Now the younger daughter is very concerned, and wants to have
>>> a
>>> test
>>> of her genes to determine if she inherited the BRAC1 or BRAC2 gene from
>>> her
>>> mother, who died of 'abdominal' cancer. She, however, is concerned that
>>> if
>>> the
>>> test comes back positive, she will lose her health insurance. Has anyone
>>> ever
>>> heard of that?
>>
>>No. They can't drop her.. If she has group insurance, she can even switch
>>to another group and can't be turned down. However, if she has
>>individually
>>medically underwritten insurance, she'll have a hard time switching
>>insurance plans if she ever decided to switch later on.
>>
>>
>
> Thanks.
>
> She is in a group plan under her husband's job. He works for a big defense
> contractor. I'm glad to hear they can't drop her.
>

Nondiscrimination - A requirement that group health plans not discriminate
against you based on your health status. Your coverage under a group health
plan cannot be denied or restricted, nor can you be charged a higher
premium, due to your health status. Group health plans can restrict your
coverage based on other factors (such as part time employment) that are
unrelated to health status.

http://www.cobrahealth.com/insurancedefinitions.html



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