Re: Female characters

On Sun, 3 Jun 2007 17:44:17 -0600, "Monique Y. Mudama"
<spam@xxxxxxxxxxxxxxxx> wrote:

On 2007-06-03, lclough penned:
Monique Y. Mudama wrote:


There's also the whole issue of women most often being the stay at
home spouse / parent, meaning no current experience in the
workplace ... I don't know what all can be mandated by the courts,
but I imagine you also lose spousal health insurance benefits in
the US, and have lost all that opportunity for social security ...

Your spouse cannot carry you on his health insurance after the
divorce, although your kids can get coverage. (Your kids can also
sometimes get cheap coverage through their school or college.) If
you have a smart divorce lawyer, and if your soon-to-be ex is a
decent person, you can get funding for some portion of your COBRA
benefits for the year and a half they last. Then you're on your
own, honey. 46 million Americans are going bare as I type this.

Brenda

*sigh* that's what I figured.

If you have any pre-existing medical conditions which might lead an
insurance company to decide not to offer you coverage, make sure to
find new insurance while the COBRA coverage is still in effect, and
they have less power to turn you down. Some years ago, I changed from
a job that had health insurance benefits to one that didn't, and made
the mistake of waiting until my COBRA benefits ran out to go
insurance-hunting. I ended up uninsured (and uninsurable) for five
years, before finding another job where the insurance company was
willing to take me on despite a history of diabetes and heart trouble.
In the meanwhile, I had run up enough medical debt that it looks like
I will have to work until age 80 to pay off my debts, and then won't
have much, if any, savings to retire on. I will be totally dependent
upon whatever equivalent of Social Security is in effect at that time.

--
John F. Eldredge -- john@xxxxxxxxxxxxxx
PGP key available from http://pgp.mit.edu
"Reserve your right to think, for even to think wrongly is better
than not to think at all." -- Hypatia of Alexandria
.

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