Re: Are you a good driver? Prove it!
- From: Robert Cote <tsch@xxxxxxxxx>
- Date: Tue, 15 Nov 2005 06:24:22 -0800
In article <1132021348.756417.311830@xxxxxxxxxxxxxxxxxxxxxxxxxxxx>,
"Dave" <davidphogan@xxxxxxxxx> wrote:
> Robert Cote wrote:
> > In article <1131678979.073492.77130@xxxxxxxxxxxxxxxxxxxxxxxxxxxx>,
> > "Dave" <davidphogan@xxxxxxxxx> wrote:
> >
> > > Larry Gross wrote:
> > > > Progressive Insurance wants to use a trip sensor to identify high-risk
> > > > drivers.
> > >
> > > They offered me to join this program, and I threw out the letter. The
> > > problem was that as soon as I read the terms & conditions it became
> > > clear that the data would be linked to me. It wouldn't change my
> > > rates, but I still don't want to be actively tracked.
> >
> > It wouldn't -lower- your rates. It is a classic paradigm example.
> > Information is money. They want your information AND your money.
>
> It wouldn't raise them either. It wouldn't change them at all.
Want to buy a bridge? Are you familiar with the legal use of social
security numbers? Give blood? Been arreted in the last few years for
even the most minor crime regardless of whether you were even charged?
>
> The letter made it very clear any data from the device would not be
> used in figuring my rates based on signing up from the program.
They are lying. The ONLY reason they want the data is to set rates.
Even if after they crunch the numbers if you get a lower rate you still
have to pay for their effort to collect the data.
> It
> doesn't mean it won't change the statistics they base everyone's rates
> on, it just doesn't change mine immediately for or against.
Not immediately, agreed.
>
> > > I know it's possible for me to be tracked, I work in the communications
> > > industry. Between checking email from a web terminal or wireless
> > > connection, to swiping a credit card, to using my cell phones, or using
> > > a FasTrak.
> >
> > Go to 'tute. They track network connectivity down to the individual.
> >
> > http://edition.cnn.com/2005/TECH/11/04/wireless.campus.ap/index.html
>
> Every wireless network does. I can find out who's online at what area
> any time I want to, but I don't abuse this power. Every WiFi device
> has a unique MAC address which makes it really easy to track users
> anonymously. If it's through an authentication based system you can
> link a MAC to a name, address, credit card #, email address, etc.
>
> Very simple, but not worthwhile. Espescially with the loss of trust if
> people think you're watching them.
Huh? We are expected to trust you (and me, I do the same things with
network tracking AND I have voter information as well) to not abuse the
power? You may be a nice guy but I sure as heck wouldn't trust me
unless I got to know myself a lot better.
>
> > > Yeah, it could be easy to track me, but it's not all in one place at
> > > least. It would take some effort, or minimum some human oversight
> > > which I doubt would be worth it.
> >
> > Sleep well with your comfortable self assurance.
>
> If Big Brother is watching me, he'll get pretty bored pretty damn
> quick.
Yeah? Ever speed? Ever? As in ever? Expect a ticket in the mail.
Better yet, expect the insurance company to unexpectedly drop your
coverage. You know the company that won't use the data they collect.
.
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