Re: Churches: "First" church of this or that...

Per JGnNC:
>Your post reminded me of a funny site I ran across yesterday. It seems that
>there is a new "web" hobby amongst college kids these days of baiting the
>senders of Nigerian email scams (known as 419 scams). They like to waste
>there time and efforts, and this one is hilarious.

I read a few web pages on this and one offered up advice to the effect of "Never
do anything until the check clears the bank.".

This isn't such good advice because it doesn't go far enough. It's misleading
in that it suggests that "cleared" is a permanent, irrevocable state.

You can deposit a check (even a banker's check) and have it "clear" - after
which you actually see the funds credited to your account - and still lose. The
zinger is that the funds are credited once the check clears a given clearing
house in the USA... but when it gets back to Nigeria or where ever and then
bounces back as fraudulent, it just percolates back through the various stages
it went through to get there and your bank winds up debiting your account at
some later date.

This is the basis of at least one scam in which somebody from another country
offers to buy your car, but needs, say, $5,000 sent to his brother-in-law who is
going to arrange the shipping.

The perp sends you a check for the price of the vehicle plus $5,000 and you
deposit the check. The check "clears" in that you see the credit in your bank
account. You send the $5,000 to the "brother-in-law" and then a few weeks later
your bank debits your account for the entire amount because the original
check/money order/banker's check/government note/whatever was fraudulent.
--
PeteCresswell
.

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