Re: Collections AGency
- From: Deadrat <a@xxxxx>
- Date: Sun, 22 Feb 2009 18:37:09 GMT
richard <member@xxxxxxxxxxx> wrote in
news:jin1q4dl2kh4v4od4gufum1lbji9q5mus6@xxxxxxx:
On Sun, 22 Feb 2009 03:45:34 GMT, Deadrat <a@xxxxx> wrote:
richard <member@xxxxxxxxxxx> wrote in
news:3qg1q4ho6nkqk1jsi8b4r8b2g5pg5ouftr@xxxxxxx:
On Sun, 22 Feb 2009 00:04:49 GMT, Deadrat <a@xxxxx> wrote:
richard <member@xxxxxxxxxxx> wrote in
news:q6n0q4ph6o238690ets49224nuhloqopg7@xxxxxxx:
On Sat, 21 Feb 2009 14:08:15 -0500, "Coco"
<NoneAvailable@xxxxxxxxx> wrote:
A collections agency keeps calling me asking to speak with my 33
year old son, who hasn't lived with me since he was 15 years old.
I've told them several times that this is not a valid number for
him. The last three times I've forbid them to call my number any
more, and yet them continue to harass me. If I don't pick up the
phone they leave messages for him with an 800 number. I can't
leave the phone off the hook because of an aged parent. Now they
got ahold of my wife's gosspipy aunt when she was here and I' know
there's a story going all through the family. Who do I report them
to so they will leave me alone?
Thanks for info
Don't get mad, get even.
Call their 800 number repeatedly for an hour or so every day.
As they are paying for the call, this racks up their phone bill.
After awhile they just might get the message.
It's unlikely that you could log enough calls to their number for
them to notice, and this assumes that they actually pay for their
phone service per call. And, aside from that, no matter how wrong
they are, you don't have the right to harass them.
Read up on the "Fair Debt Collection and Privacy Act".
They really have no legal right to even contact you.
Once you tell them not to contact you, as the "Act" grants you
that right, they can be held liable and prosecutable for doing so.
You may also want to contact the Attorney General's office in
their state, as well as yours, and see what can be done about it.
Also ask your local phone company what can be done.
This should not be regarded as legal advice as I am not an
attorney and do not practice law in any way. This worldwide forum
is for the discussion of legal matters of any topic in any
jurisdiction and there are no requirements for any one to be a
registered attorney. You get what you pay for.
Please amend your disclaimer by adding the following:
"I never know what I'm talking about as I live entirely in the world
of my own opinion. I never bother to actually look up any law and
never pay attention to those who do. I'm not always wrong, but when
I'm right it's a matter of coincidence. When I'm wrong, I often
offer advice that is at best worthless to follow and possibly
harmful."
Your pathetic puny opinion has been duly recycled.
Recycled, but apparently not regarded.
Is my characterization incorrect in any way? Do you ever look up the
actual law? Aren't you usually wrong? Isn't your advice often to do
the wrong thing, like the above advice to make harassing phone calls?
Did I mention harassing? I only said to call the number and rack up
their costs.
You didn't use the word "harassing," but you advised repeatedly calling a
number with no intent to communicate. What do you think that is? Note
that harassment includes calls intended to deprive service to others.
Yes dear child, they pay for incoming calls as well.
As they say, don't try to teach your grandmother to suck eggs. Of
course, they pay for incoming calls. In fact, we're probably talking
about INWATS, otherwise known as 8xx calling (formerly 800 calling). In
which case, the line are provisioned to take only incoming calls. But
what you don't know is the pricing plan, which can include fixed charges
and charges per call. So you can't tell how much an incoming call costs
the company. Efforts to harass without an autodialer are unlikely to
raise their costs significantly.
I will kindly suggest that you read up on the law as well as
apparently you don't know jack shit about it.
As irony meters explode everywhere.
<http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm>
<snipped: fair debt collection info>
To be fair, I'll note that you actually looked something up.
Bravo.
.
- References:
- Collections AGency
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