Stop Debtor Harassment!!! seeking others for law suit against Harris & Dial
- From: "cher" <cheryl_goller@xxxxxxxxx>
- Date: 29 Jun 2006 11:29:05 -0700
Below is information about the laws that debt collector's have to abide
by. Below is more info on the laws. If you feel they've broken the law
in their dealings with you please respond, thank you!!!
MY STORY
I've been dealing with Harris & Dial for 2 years now. I paid them what
I thought was fair... interest and charges included. On the check it
stated settlement agreement and they cashed it. They took me to court
in 2004 and the courts closed the case. This past fall they kept
calling my parents so I got the number and phoned them to settle this
looming annoyance once and for all. I've requested proof of the debt
(by law they have to provide it) and they replied they don't have to
supply that. Then said okay fax us a request, which I did and still
have yet to receive proof. The guy I spoke to pretty much called me a
liar after telling him the company cashed my check as far as I'm
concerned this issue is resolved. He yelled at me saying they would
never cash a check if in fact it was not an agreement. I faxed him the
canceled check. They continuously call me and I tell them over and over
take me to court AGAIN. They claim they've sent me 15 letters... funny
I have yet to receive one! Last Thursday (June 22nd, 2006) Manny
called from the company and when I told him that even if I was willing
to pay (which I'm not) I don't work because I take care of my son he
replied... "Oh, so you don't do anything all day". I replied I take
care of my son and he replied with the same comment. Then he questioned
how do I pay for my car and credit cards on my credit report if I don't
do anything. He then continued to call me a dead beat and don't pay my
bills... which I replied, clearly you can see that my bills are paid
for, your just mad that your not one of them. He continued to talk over
me by calling me a dead beat. Finally I told him like I've been
saying... take me to court! He then said, you know I'll just run your
credit report every 6 months. That was the last straw! I told him to
never call me again and that I would be seeking an order of harassment
against his company.
Since then I have done the following:
Research... discovered the AG sued them in 2004 (see info about it
below)
Per legal advise... sent them a letter demanding to cease & desist the
harassing calls and every call I receive I will charge their company
$150.00
Got a trial date to go to court again (funny they claim to have tried
but were unsuccessful... hmmm wonder why)
Filed a complaint with the Attorney General's Office
Spoke to the Oversee'ers of the Bar Association.
Now trying to get at least 20 people to form a class action suit again
them
Please review the 940 CMR 7.00: Debt Collection Regulations @
www.ago.state.ma.us/sp.cfm?pageid=1569
The purpose of 940 CMR 7.00 is to establish standards, by defining
unfair or deceptive acts or practices, for the collection of debts from
persons within the Commonwealth of Massachusetts.
In 2004 the Massachusetts Attorney General's office sued Harris and
Dial for their unfair practices. Visit budhibbs.com to see the full
article about the lawsuit. I need your help... actually alot of people
need your help!
cheryl_goller@xxxxxxxxx
Debtor-harrassment@xxxxxxxxxxxxxxxx
Thank you, cheryl
.
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