Re: Reason #4,172 Never to Use a Debit Card


I'm never stupid enough to have all my money where it can be stolen from a single
card and have backup credit cards available even if I was stupid enough to do that.

I agree. I keep a "gateway" account which handles all checking,
billpay, credit card transactions
and only keep a couple weeks expenses in it. It is fed by a second
gateway account which is basically
the moulti-month emergency fund. ANd long term savings/investing have
no links to these.

My gateway account has been compromised three times.

.

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