Re: Auto Insurance Rate Differential
- From: Shawn Hirn <srhi@xxxxxxxxxxx>
- Date: Thu, 29 Sep 2005 13:57:30 -0400
In article <1127957730.983518.268960@xxxxxxxxxxxxxxxxxxxxxxxxxxxx>,
looknfourit@xxxxxxxxx wrote:
> When I was recently considering purchasing a Chrysler Sebring, I
> initialy thought I'd get one about 5 years old (at about $8,000), but
> changed to getting one six months old for $13,000.
>
> When I thought I was going to get the 5 year old one, I had called an
> insurance agent and received a quote. When I decided to get the newer
> one, a friend said "Oh, your insurance will be higher because the
> replacement cost of the newer car will be higher". Well, I checked
> with the insurance agent and she said the price would be the same.
>
> My question: is my friend correct that all things being equal (the cars
> having the same features), a newer car will have a higher insurance
> cost (due to higher replacement cost) than an older car?
Why would you doubt your insurance agent? If you distrust your insurance
agent and trust a friend more regarding advise on insurance, it is time
to switch insurance agents. Just get a price quote for your new
insurance policy in writing and don't worry about it.
.
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