Re: Collections on Credit Report
- From: richgr@xxxxxxxxx (Rich Greenberg)
- Date: Sat, 10 Sep 2005 14:30:39 +0000 (UTC)
In article <1126318532.648126.201100@xxxxxxxxxxxxxxxxxxxxxxxxxxxx>,
Oh_Jeeze <boogie_down77@xxxxxxxxx> wrote:
>Okay... seven years and a few months ago my local cable company took me
>to collections. I moved and mistakenly took the cable box with me. I
>noticed my mistake when I was unpacking my stuff. Therefore, I called
>the cable company and they told me to mail them the box. A few months
>later, I received a letter in the mail notifying me that the cable
>company had put my account on collection status. Apparently, the cable
>box was lost in the mail. At that time, they sold my account to some
>collection service company. Now that seven years has passed, I
>expected the derogatory mark on my credit to disappear. I recently got
>a copy of my credit report and found that the company that purchased my
>account from the cable company has sold my account to a different
>collections agency. Does this mean that I now have to wait an
>additional seven years before this can be cleared from my credit?
1) Dispute the item to the credit reporting agency. And check the other
2 to make sure they don't have it. If they do, dispute them also.
2) Notify the collections agency that they are in violation of the FCRA
and to remove the item.
3) If 1 & 2 don't work, file a complaint with the FTC.
And for future reference, you should have sent the box back by a
traceable method such as UPS or FedEx.
--
Rich Greenberg Marietta, GA, USA richgr atsign panix.com + 1 770 321 6507
Eastern time. N6LRT I speak for myself & my dogs only. VM'er since CP-67
Canines:Val, Red & Shasta (RIP),Red, husky Owner:Chinook-L
Atlanta Siberian Husky Rescue. www.panix.com/~richgr/ Asst Owner:Sibernet-L
.
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- Collections on Credit Report
- From: Oh_Jeeze
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