Re: Credit Card problem
- From: krw <krw@xxxxxxxxxxxxxxxxx>
- Date: Fri, 29 May 2009 19:34:20 -0500
On Fri, 29 May 2009 04:49:27 -0700, a War Veteran
<georgewkspam@xxxxxxxxxxxxx> wrote:
I'm just about to drop this "National Grange" M.C. card. The criminals
have not only charged me $39 for a late fee but a "finance Charge of
$7.66.
I believe I mailed it in time. But I have heard they love to ding you
even if they get it on the "day" of payment due. Which how can you argue
with? Anyway, I'm about to call them and ask some questions.
My question with the group is . Can I persuade them to drop these
charges? I heard even "Washington" is getting after them for these
common problems.
You *might* get them to drop the charges. The often will do this for
customers in good standing. Chase did it once for me because I paid
the bill too early and then "missed" the due date. Yes, it was my
fault and certainly would have closed the card if they didn't cut me
some slack, which they did just for the (polite) asking. I've since
pushed enough through that card to have received $1000 in cash backs
(bought most of my cabinet saw with the rebate). ;-)
Another thing you might check is the date your bank cleared the check.
A mortgage company we had 20ish years ago would consistently (every
six months) "forget" to post our payment until it was delinquent. Each
time it had cleared our bank at least a week before. Of course, they
"apologized" each time (they were caught with their hand in the cookie
jar). We were sure glad to throw them overboard when we moved!
I certainly will bring this up at the local grange. I am seriously
considering dropping this card. They killed the goose that laid the
"Golden Egg" as we say in the country.
Any ideas on how to deal with these greedy folks. They do not e-mail.
TIA, another irate consumer.
I now pay my CCs online. I don't like relying on the USPS for
anything.
.
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