Re: Providiots trying to raise my interest again and rant

Figure out how much you would've paid for cigarettes in a week and have that
amount direct deposited from your paycheck into a new account, one that you
won't use for anything else. Use that ONLY to pay off your debts. Start with
the card that has the highest interest and/or balance. Work on that one
until it's down to zero, cut up that card and then move on to next highest
interest/balance card and repeat.
When you knock off all your cards, DO NOT CHARGE anything anymore (unless
you can handle a monthly c. card like American Express and only use it for
essentials like gas or food).

Keep the direct deposit going and build up the amount in bank account.....
OR stop dir deposit going into bank account and open up an account at
sharebuilder.com.
Have same amount of money direct deposited into that instead.
Pick stocks that are going to do good for the long haul (do your own
research, pick what you're comfortable with)
Wait for Real Estate crash in a few more years, buy one or two multi-unit
investment properties and be a millionaire by the time you retire.

BC
('cause I'm doin' that too!)

Did It, Done It, Liked It, Loved It For 6M 2D 17h 26m 29s (183 days).
Stuffing my wallet with $298.55 by not smoking a big pile of 4,593
cigarettes. Regaining 2W 1D 22h 45m of my wunnerful life. I took control of
my life on: 1/24/2005 12:30 AM HOF+
¸,ø¤º°`°º¤ NAR Certified ¤º°`°º¤ø,¸


"Bryan" <bekberg@xxxxxxxxxxxxx> wrote in message
news:v6uFe.10$xT2.1@xxxxxxxxxxx
> Congrats Chuck.. Any advice on how to get debt free. My plan it's going
to
> take about 20 years. Lemme know.
> "Charles B. Summers" <charles_summers@xxxxxxxxxxx> wrote in message
> news:GaqdneQNYrwTyXvfRVn-oQ@xxxxxxxxxxxxxx
> > Proud to say that after some VERY hard times with the credit card
> > companies... that I'm Credit Card Free! Life is easier...Get rid of
those
> > things as soon as possible! I hate to hear about someone getting screwed
> > like that!
> >
> >
> >
> > "Anne D." <anned@comcastDOTnet> wrote in message
> > news:lYGdnfQd-v_2rXvfRVn-ig@xxxxxxxxxxxxxx
> >> I've been thru that same nonsense with CC companies too - one CC I had
> >> for over 10 years abruptly changed my terms to payment due 16 days
after
> >> closing date, $29 late payment fee, and 21% interest. I got burned
once
> >> on the late payment fee, and I called them to terminate the card. They
> >> got all nice on me, changed payment terms, refunded the $29, and
dropped
> >> my interest rate to 5.9%.
> >>
> >> --
> >> Anne D.
> >> OF+9M
> >>
> >> "Bryan" <bekberg@xxxxxxxxxxxxx> wrote in message
> >> news:y0mFe.208$si5.134@xxxxxxxxxxx
> >>>I posted before about one of my credit cards raising my interest rate
> >>>from 8.9 to 21%. Now they want to raise it to the highest legal limit
> >>>which is like 30%. Ok without getting in too much detail i have a
> >>>perfect payment record on all debts past and present, never paid a bill
> >>>late in my life. I mean NEVER. So i have the option of opting out and
> >>>closing my account and i'll be paying the 21%, which was 8.9 two months
> >>>ago. Balance isn't that large, so it's not really a big deal money
wise.
> >>>Being an honest type person i am it really pisses me off. Them are
very
> >>>unethical business practices in my opinion. All it takes is a greedy
> >>>CEO. There is no reason for the greed of that company. I did further
> >>>research they are notorious for unethical business practices like that.
> >>>My advice don't do business with providian national bank. I'm
surprised
> >>>i noticed it in the statement. It was fine print, believe me, most
people
> >>>would've missed it.
> >>
> >
> >
>
>


.

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