Re: Health Insurance



"Janet" <boxhill@xxxxxxxxxxxx> wrote in message news:82en30F725U1@xxxxxxxxxxxxxxxxxxxxx
Does anyone know whether diabetes is commonly used to deny coverage? I'm not talking about switching from one plan to another, I'm talking about trying to buy coverage as an uninsured person with a pre-existing condition.

In 2014 health care insurance companies will be required to insure everyone regardless of pre-existing conditions. However, ObamaCare does not prevent them from charging according to the risk, so the price will be the same or higher than today. If you are financially unable to afford private insurance, in 2014 you could be insured by the health care exchanges formed by your state. These exchanges are to be set up with several different levels of coverage. The higher levels will cost more of course. It is assumed that those unable to pay for the higher levels will only be insured at the lower levels, the lower levels will not include outpatient care, only hospital care.

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