Re: NASPER BECOMES LAW



It's not easy to decide "which" insurance plan to choose on this new
Part D Medicare. There are literally hundreds and hundreds of choices.
I can imagine many older people are not only confused by this, but
have given up their own good paying prescription coverage, thinking
they "must" choose from the confusing pool offered by the various
insurance companies. This is not true....if a person has RX coverage,
they can keep it.

Those co-pays of your friends sound wonderful. You don't realize
that's just for the first $2,250 worth of meds. After that, she will
pay 100% of the next $3,600 and after that whatever insurance she
chose, will pay 95% of the cost of her meds and she will pay 5%. So,
it may sound like she will forever get meds with small co-pays, it may
not be true. This formula is the same for all of the hundreds of plans
available. The differences in the various plans are the co-pay
amounts, deductible or no deductible, what meds are covered and what
meds are not covered, and the premium amount. The actual formula is
the same, no matter what plan a person chooses.




LooseCannon wrote:
> Hawki63@xxxxxxxxxxxxx wrote:
>
> > "LooseCannon" <lambchop.LC@xxxxxxxxx> wrote in message
> > news:dqhagg$9bg$1@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> >
> >>Legend wrote:
> >>
> >>
> >>>And If/when they make your dr-er-medication of choice illegal, will it
> >>>be wrong for you to take it?
> >>
> >>They will NEVER make all pain meds illegal.
> >
> >
> > of course not
>
> Thanks.
>
> >
> > HOWEVER...."they" (those who pay for your meds thru our taxes) may VERY
> > well cut back on the cost your meds can cost the
> > state...ie...oxy...actiq..etc are WAYYYY expensive...you may be given a
> > choice of Methadone...or nothing
>
> Yep, but this is an entirely differnt subject altogether! And belive
> me, if what yer suggesting happens, I WILL NOT be out there breaking
> laws to get Actiq either!
>
> BTW, I cant take Methadone....and pain meds are NOT my biggest draw
> $$$-wise monthly.
>
> >
> > this may sound harsh...but I pay $1000 a month for my health/drug
> > coverage...and I couldn't get Actiq....
>
> No matter WHAT the diagnosis?????? Wow, thats amazing.
>
> And ppl on Medicaid cannot NOW get Actiq, except for 1 diagnosis. It
> used to be 2-3 diagnosis's they allowed, and those still on em for those
> reasons are NOT being cut off....just no one else can get on...except
> for that one reason. Ive been told that *IF* they d/c Actiq for me, I
> will get notice, etc., and an acceptable substitute, but that there are
> no plans for ending them anytime soon. But I think you can figure out
> that they arent just giving em to me for fibro or arthritis, right?
>
> Oh, and I have a friend I met at the pain doc's office, and she gets
> actiq. Shes on the new Medicare rx plan and got on one as of 1/1 that
> covers actiq at $3/mo copy. No kidding. She got Oxycontin, Actiq and 1
> or 2 other meds, all for $11 in copays. Imagine that!
> (I can get the name if anyones intereted)
>
> >
> > perhaps you may always find "some" form of pain control...but me thinks the
> > "thousands of dollars per month" that your pain meds cost the SYSTEM may
> > well be on the block before too long..
>
> Actually, its not just my pain meeds that cost thousands. Like I said,
> I do NOT discuss all my medical issues here--and I never will.
>
> >
> > just my h.o.
>
> I understand. And Ive wondered if theyll end my Actiq for years now.
> Im told that since the Medicare rx plan thing, my time on it will
> continue since they got many ppl on it sent elsewhere for their meds.
> Itlll be interesting to see what happens.
>
> But to repeat myself: even if they stop it, I aint gonna be figuring
> out how to get it illegally! Wont happen!
>
> >
> >
> > That is just as dumb as yer
> >
> >>"return to natural laws" wish. Its propaganda designed to scare ppl with
> >>absolutely NO facts at all to back it up. IT WILL NEVER HAPPEN! They will
> >>also never make my DOCTOR illegal. If my doctor got busted, I'd find
> >>another. I have before, I will again.
> >>
> >>You've taken it all these years, without
> >>
> >>>commiting other crimes.
> >>
> >>Yeah, so what? Thats what we are EXPECTED to do.
> >>
> >> "Legal" doesn't equal "right", although you
> >>
> >>>seem to want to live as if it is.
> >>
> >>So killing ppl is "right"? Rape is "right"?
> >>And not forging prescriptions or diverting meds or self medicating *IS*
> >>doing the right thing!
> >>Just cuz you want to ignore the laws so you can self medicate yerself into
> >>oblivion dont mean yer "right" either!
> >>Its THIS kinda talk that makes so many wanna back away from any kind of
> >>organization to protect pain doctors and get the pain treatment back in
> >>the hands of doctors.
> >>All this "legalize everything--give me what I want, when I want it!" kind
> >>of ranting scares away so many. If ya just approached things with some
> >>THOUGHT behind it, and I mean more than thinking about how badly ya wanna
> >>self medicate 24/7, youd have allot more ppl on yer side. But I WILL NOT
> >>be part of any movement that PLANS to break the law when faced with a lil
> >>adversity rather than planning to do the right thing.
> >>
> >> I'm iving that way myself, now, but
> >>
> >>>I tell others, at any opportunity, what I think is right.
> >>
> >>Just IMAGINE if everyone lived their life that way? We wouldnt be safe in
> >>our homes or on the street. YOU wanna self medicate. Others wanna do
> >>allot more damaging things than that! GET REAL!
> >>
> >> If I were
> >>
> >>>cut off my pain meds?
> >>
> >>Why would ya be cut off yer pain meds? For what reason? And if for some
> >>reason ya needed to find another doc, SO WHAT? GO FIND ONE! Dont just
> >>plan to go break the law when yer dealt some problems.
> >>
> >>Ive had two pain doc changes over the past decade. I had ZERO problems
> >>finding replacements either, even tho one occurred in the past year!
> >>
> >>If my current doc stopped prescribing meds, it'd be for ALL their
> >>patients, not just me. I know that. And if that were the case, Id just
> >>find someone else. My medical records are something Im proud of, and they
> >>actually DID make my finding a replacement pain doc this past year easy as
> >>can be. I had allot of assistance before, I will have it again if I need
> >>it, cuz those with great docs arent afraid to let me know who they see,
> >>cuz they know I dont do st00pid things as a pain patient.
> >>
> >>They WILL NOT make my pain meds illegal. I WILL NOT just be 'cut off' my
> >>pain meds for no reason, but if things like doctor dying, retiring,
> >>moving, changing practice, etc. happened, I would just go find another
> >>one, just like I recently did without any problems.
> >>
> >>When I was looking for another pain doc this past year, I got names from
> >>several ppl of their great pain docs. I had several to choose from. It
> >>was NOT a big deal!
> >>
> >> It would'nt be wise to tell anyone now, but
> >>
> >>>there are options.
> >>
> >>Already planning to break the law? Gee, I can think of a TON of legal
> >>options if for some reason my current pain doc no longer helped their
> >>patients! I know, cuz I had a bunch of various LEGAL options in the past
> >>year when I had to find another doc. I never ONCE even CONSIDERED an
> >>illegal act!
> >>
> >>Yer plans say WAY more about yer lack of character than ya think.
> >>
> >>Ever think its a matter of how ya think? Yer already planning more
> >>illegal options if yer "cut off"--something *I* cannot imagine happening
> >>to me. There are NO reasons for a doc to cut me off! But like I already
> >>wrote, if any of those other things happened, I STILL wouldnt break the
> >>law! Ive never had to before, and cant imagine I will ever have to! But
> >>*I* dont have a criminal history of forging scripts or doing any of the
> >>other things that would make docs afraid to help me!
> >>
> >>Plus, the list of "what if's" I'd have to go thru to get to the point of
> >>commmitting an illegal act is so long that I KNOW I'd never exhaust my
> >>LEGAL options before I got to anything illegal, so why even THINK of those
> >>kindsa options? If someone thinks that way, then all of a sudden it
> >>becomes WAY easier to go and break the law before theyve even exhausted
> >>those legal options!
> >>
> >> Just don't think you'll be rewarded for staying
> >>
> >>>wiin the law. the most you can hope for is to be ignored.
> >>
> >>Not getting arrested or harrassed cuz yer not breaking the law is NOT
> >>being "ignored"!
> >>
> >>Ppl who dont break the law arent being ignored...thats just silly! They
> >>are being left alone cuz they arent doing anything wrong. Whats so bad
> >>about that? I know its a foreign concept for ya, L, but law abiding
> >>citizens dont feel "ignored", and they dont expect rewards either.
> >>
> >>When ya DONT break the law, ya dont get special treatment for it. No
> >>ticker tape parades, not even a pat on the back. Why? Cuz yer not
> >>special just cuz ya stay w/in the law. IT IS EXPECTED OF YA, and there are
> >>no rewards simply for doing the right thing. And being "ignored" as ya
> >>call it, is what is EXPECTED of citizens in this country!
> >>
> >>However, when ya look at things like being "cut off" as opposed to things
> >>that happen all the time like docs changing practice or moving or
> >>retiring, etc., and are already looking at backup options that are
> >>illegal, yer a walking disaster waiting to happen cuz ya got the illegal
> >>options first in yer brain instead of the long list of legal ones.
> >>
> >>Yes, docs are being harrassed, quitting, etc., but there ARE other docs
> >>out there. When I started w/Dr. Work, I had to travel every month HOURS
> >>each way to see him and pay cash out of pocket too, when I didnt really
> >>have the money or even a well running car to do it with. I didnt steal to
> >>get there. I didnt complain about not finding anyone close by and choose
> >>to break the law. I just got myself there, every fuckin month! I
> >>scrounged the $$$ together and did what I had to do to get my meds
> >>legally--FOR YEARS! I never once missed an appt and I never even
> >>CONSIDERED illegal options!
> >>
> >>If yer looking for reasons to break the law, youll find em, and based just
> >>on yer terminology (being "cut off" as opposed to needing to find another
> >>doctor), yer really looking for those reasons--and when ya look for
> >>something hard enuf, ya generally find it.
> >>
> >>
> >
> >
> >

.


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