Re: Herniated disc and Disability

X-No-Archive: yes

Yes, I know it isn't a handout, but when a person is accustomed to
working for their livelihood and sustenance, it really hits hard to get
a check in the mail, when you haven't worked to earn it. It took a
long time to adjust to that. Hope that made sense.



zombywoof wrote:
> On 30 Sep 2005 05:37:15 -0700, "OneTiredGrandma"
> <OneTiredGrandma@xxxxxxxxx> wrote:
>
> >
> >It is very difficult to get approval for SSDI. The people at DDS, who
> >make the decisions for approval or denial, can only base their decision
> >on facts that are presented. These medical facts must show how and why
> >a person is unable to perform any type of gainful employment. These
> >medical facts must be presented by medical professionals in your
> >medical records. Medical procedures, tests, x-rays, MRI's, CT Scans
> >etc. Just as Zomby said, DDD is part of the natural aging process.
> >There are cases where the DDD is so bad and has progressed so rapidly,
> >it can be totally debilitating. This would have to be proven by
> >medical facts. I'm not saying you are not disabled, just letting you
> >know how DDS looks at your condition. Do you have documentation from
> >your doctors as to why your condition would prevent you from performing
> >any type of gainful employment? Are you on medications for your
> >conditions? How do these conditions impact your daily living
> >functions? These are some of the things you will be required to prove
> >to DDS. It's not an easy process by any means, as you well know. It's
> >too bad we have so many people who try to screw the system. I can't
> >imagine going through the SSDI process just for a free lunch. I'd much
> >rather be working at the job I loved for nearly 25 years. It was so
> >life shattering when I became unable to work. When I received my first
> >disability check, I felt worthless, useless and like I was receiving a
> >handout for being worthless. That took a long time to get over.....I'd
> >still rather be working at my job today, five years later, but I no
> >longer feel worthless, or useless, or like I'm receiving a handout.
> >Time can heal most of the emotional side of becoming disabled, even if
> >it can't heal the physical side.
> >
> Not to attempt to invalidate your feelings, we feel what we feel, but
> SSDI isn't a handout. It is something you bought and paid for. If
> you crash your car and the Insurance Company strokes you a check for a
> new one do you feel like they gave you a handout? Or like most people
> do you feel like you just got screwed? :)
>
> The Social Security disability program was put in place to take care
> of people who become disabled and are no longer able to work. Studies
> have shown that a 20-year-old worker has almost a 30% chance of
> becoming disabled at some point in his or her career.
>
> The Social Security disability program is funded through payroll
> contributions (this shows up on your pay stub as 'FICA') of working
> Americans- 6.2% goes to Social Security, 1.45% goes to Medicare, and
> .9% goes to the disability program.
>
> To qualify for Social Security disability benefits, you must have
> contributed to the Social Security program and have a medical
> condition that meets Social Security's definition of disability. In
> general, Social Security pays monthly cash benefits to people who are
> unable to work for a year or more because of a disability.
>
> The biggest problem a lot of people like yourself have is that they
> derived a lot of their self-worth from their work (good thing). They
> very strongly identified with what they did. After all there is an
> axiom "That you are what you do". Well if you are doing nothing that
> can be a BIG blow to a lot of people and a tough adjustment to make.
>
>
> >I'm rambling, but here's one more thing....be very thorough with your
> >explanations...don't just say "I can no longer sit at my desk." Tell
> >them "why" you can no longer sit at your desk, and tell them "how" it
> >effects your body. Be very specific and very thorough. Don't just
> >tell them "I can no longer stand and cook a simple meal." Again, tell
> >them "why" you can no longer stand and cook a meal, and tell them "how"
> >it effects your body to do so.
> >
> One of the other problems is it almost has to be coached in terms of
> absolutes of "always", "never", "can't do nothing" and so on and so
> forth. While the Military is screwed-up in a lot of aspects the one
> good thing they do is have a percentage rating scale for disability
> based on how your disabilities affect you ability to earn.
>
> They run on a scale from 10% - 100% with different amounts of monthly
> compensation at each 10% increase. Additionally as you cross certain
> % thresholds, one example would be 30%, eligibility for different
> (more) benefits kick-in. Things such as 100% retraining into another
> career field is added at the 30% disabled level. One could be 100%
> disabled in their system and still able to make as much money as they
> possibly could without any of their benefits being put at risk.
> --
> Zombywoof
>
> Si vis Pacem, Para bellum

.

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