Re: general advice needed please

Pogonip wrote:



The biggest problem I see is people undercharging. They don't take into
account that they are covering 100% of their own "payroll" expenses -
should be paying income tax, full social security since there's no
employer to split it with, worker's comp, unemployment, health insurance
-- plus rent and utilities and the ever-necessary janitorial services.

Yeah that's true. There's also business insurance that needs to cover: the
client's property temporarily stored on the business' grounds; possible
injury to clients (if they fall on the front steps or something,); business
equipment; etc. Homeowner's insurance will not cover those things most of
the time if you are operating a business out of your home. Always good to
have a discussion with 3 people when starting a business: an accountant,
an insurance agent and a lawyer. I know sounds like a bad joke, but it
isn't. ;)


If you sell yourself short, you will eventually feel used and
undervalued. Your time, expertise, and production is valuable.

Customers will try to tell you that you have no expenses since you work
at home, and you wouldn't be making anything at all if it weren't for
them bringing you their sewing. Don't listen to them.


Not only don't listen to them, don't work for them. The nicest part of
working in a business you own is deciding what work you will and won't
take. And y'know what?? You don't even have to justify or excuse it. You
can just say "No." Feels really good to do that too.

Sharon
---
Never try to teach a pig to sing. It's a waste of time and just annoys the
pig.
.

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