Re: System component selection comments


"Mellowed" <nospam@xxxxxxxxxxxxxx> wrote in message
news:vzGzh.10185$Yn4.2479@xxxxxxxxxxx

"RussellS" <rsullivan@tastycomputersdotcom_replace"dot"with"."> wrote in
message news:WqudnWGGSOGlH1PYnZ2dnUVZ_oWdnZ2d@xxxxxxxxxxxxxx
:
: "Dave" <never@xxxxxxxxxxx> wrote in message
: news:45ce6418$0$97266$892e7fe2@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
: >
: > "Mellowed" <nospam@xxxxxxxxxxxxxx> wrote in message
: > news:oqqzh.1559$TG6.479@xxxxxxxxxxx
: >> This is the parts list that I am about to order in putting together
my
: >> first system. I was looking for performance Vs value trade-offs.
I
: >> also tend to keep a computer for many years. i.e. I'm currently
using a
: >> 1998 PII-400 with upgrades along the way.
: >>
: >>
: >> Item Model Price
: >> Case CoolerMaster RC-534-KKN2-GP $50
: >> Power Supply Epower ZU-550W ATX12 VER2.0 $55
: >> Keyboard Microsoft Comfort Curve 2000 B2L-00047 $22
: >> Mouse inc
: >> Motherboard Gigabyte GA-965P-DS3 $135
: >> Memory Patriot PDC22G6400LLK 2gb 800mhz $200
: >> CPU E6600
: >> $335
: >> Heat Sink Zalman CNPS9500LED $44
: >> Operating System Win Vista Hm Premium - retail $228
: >> HD WD5000KS 500gb
: >> $190
: >> DVD/CD Lite-On SH-16A7S-06 SATA $37
: >> Floppy SONY MPF 920 Black OEM $8
: >> Video Card Nvidia Gforce 7900GS $200
: >> Modem
: >> Monitor ASUS MW201U
$379
: >> Wireless card EDIMAX EW-7128G PCI $24
: >>
: >>
: >> TOTAL $1,907
: >>
: >> I would appreciate comments on any omissions, warnings,
: >> incompatibilities, better choices, etc. I'm 'green' at this and
have
: >> many opportunities to screw it up.
: >>
: >
: > One major problem, and one minor problem. Your RAM is not
compatible with
: > your mainboard (timing, voltage, according to gigabyte). That would
have
: > been a nasty surprise on build day. The following sets look like
they
: > will probably work:
: > http://www.newegg.com/Product/Product.asp?Item=N82E16820231098
: > http://www.newegg.com/Product/Product.asp?Item=N82E16820146438
(times
: > two)
: >
: > Everything else looks good, other than the iffy quality power
supply. For
: > about the same price, substitute the following:
: > http://www.newegg.com/Product/Product.asp?Item=N82E16817101111
: > 460W will have plenty of power to run your rig, and this one is much
: > better quality than the 550W you chose.
: >
: > Or if you would feel better with 550W, the following will work OK on
a
: > rev.2 mainboard, and costs just a little more:
: > http://www.newegg.com/Product/Product.asp?Item=N82E16817709004
: >
: > Overall looks pretty good. The memory would be an easy mistake to
make,
: > and at least the power supply you chose was not terrible, just could
be
: > better. I cringe to see most posters list really high-end components
and a
: > 20-buck power supply to run them, or a power supply that's included
with a
: > case (always junk, no exceptions). So at least your choice was
better
: > than average. :) -Dave
: >
: -----------------------------------------------------
: Dave has good suggestions regarding the memory and PSU. Additionally,
you
: might want to look at these monitors, which are larger and slightly
less
: expensive:
:
http://www.newegg.com/Product/ProductList.asp?DEPA=0&type=&Description=acer+22&Submit=ENE&N=0&Ntk=all
:
: I wouldn't get that Lite-On DVD burner; they have a reputation for
being
: very loud and having a relatively short lifespan. Look for something
in a
: similar price range from Samsung or NEC.
:
: Since you're building your own new computer, you could save $100 by
getting
: the OEM version of Vista Home Premium, or upgrade to the OEM version
of
: Vista Ultimate for still $25 less than the retail Home Premium version
that
: you had selected.
:
: Good luck to you,
: --
: -Russell
: http://tastycomputers.com

Thanks for the input. I wasn't confident about the Lite-On anyhow.
I'll look into alternatives.

What are the disadvantages jof using an OEM OS?

-----------------------------------------------------
The main three differences between the retail/upgrade versions and the OEM
versions of Vista are:

1. The OEM version is only licensed for installation by a system builder
(you, if you're building your own) and you'd be providing your own tech
support for the OS

2. The license ties the operating system with the original computer (can't
re-use it on another system that you might build/buy at a later date.)
Component upgrades in your original system are OK, but you may have to talk
to a Microsoft activation rep on the phone if you've reinstalled the OS a
number of times and/or have upgraded major components.

3. The OEM versions cost quite a bit less, of course.

I've attached the actual License Agreement in RTF format that is on the OEM
Vista DVDs, if you'd like to read it.

Hope this helps.
--
-Russell
http://tastycomputers.com


begin 666 license.rtf
M>UQR=&8Q7&%N<VE<86YS:6-P9S$R-3)<9&5F9C!<9&5F;&%N9S$P,S-<9&5F
M;&%N9V9E,3 S,UQD969T86(S-C![7&9O;G1T8FQ[7&8P7&9S=VES<UQF<')Q
M,EQF8VAA<G-E=# @5&%H;VUA.WU[7&8Q7&9R;VUA;EQF<')Q,EQF8VAA<G-E
M=# @5&EM97,@3F5W(%)O;6%N.WU]#0I[7'-T>6QE<VAE971[($YO<FUA;#M]
M>UQS,2!H96%D:6YG(#$[?7T-"GM<*EQG96YE<F%T;W(@37-F=&5D:70@-2XT
M,2XR,2XR-3 V.WU<=FEE=VMI;F0T7'5C,5QP87)D7&YO=VED8W1L<&%R7'-B
M,3(P7'-A,3(P7&)<9C!<9G,R,"!-24-23U-/1E0@4T]&5%=!4D4@3$E#14Y3
M12!415)-4UQP87(-"EQP87)D7&)R9')B7&)R9')S7&)R9')W,3!<8G)S<#0P
M(%QN;W=I9&-T;'!A<EQS,5QS8C$R,%QS83$R,"!724Y$3U=3(%9)4U1!($A/
M344@0D%324-<<&%R#0I<<&%R9%QB<F1R8EQB<F1R<UQB<F1R=S$P7&)R<W T
M,"!<;F]W:61C=&QP87)<<V(Q,C!<<V$Q,C @5TE.1$]74R!625-402!(3TU%
M(%!214U)54U<<&%R#0I724Y$3U=3(%9)4U1!(%5,5$E-051%7'!A<@T*7'!A
M<F1<;F]W:61C=&QP87)<<V(Q,C!<<V$Q,C!<8C @5&AE<V4@;&EC96YS92!T
M97)M<R!A<F4@86X@86=R965M96YT(&)E='=E96X@>6]U(&%N9%QP87(-"EQP
M87)D7&YO=VED8W1L<&%R7'-B,3(P7'-A,3(P7'1X,S8P7'1X-S(P7'1A8EPG
M8C=<=&%B('1H92!D979I8V4@;6%N=69A8W1U<F5R('1H870@9&ES=')I8G5T
M97,@=&AE('-O9G1W87)E('=I=&@@=&AE(&1E=FEC92P@;W)<<&%R#0I<=&%B
M7"=B-UQT86(@=&AE('-O9G1W87)E(&EN<W1A;&QE<B!T:&%T(&1I<W1R:6)U
M=&5S('1H92!S;V9T=V%R92!W:71H('1H92!D979I8V4N7'!A<@T*7'!A<F1<
M;F]W:61C=&QP87)<<V(Q,C!<<V$Q,C @4&QE87-E(')E860@=&AE;2X@(%1H
M97D@87!P;'D@=&\@=&AE('-O9G1W87)E(&YA;65D(&%B;W9E+"!W:&EC:"!I
M;F-L=61E<R!T:&4@;65D:6$@;VX@=VAI8V@@>6]U(')E8V5I=F5D(&ET+"!I
M9B!A;GDN("!0<FEN=&5D('!A<&5R(&QI8V5N<V4@=&5R;7,L('=H:6-H(&UA
M>2!C;VUE('=I=&@@=&AE('-O9G1W87)E+"!T86ME('1H92!P;&%C92!O9B!A
M;GD@;VXM<V-R965N(&QI8V5N<V4@=&5R;7,N("!4:&4@=&5R;7,@86QS;R!A
M<'!L>2!T;R!A;GD@36EC<F]S;V9T7'!A<@T*7'!A<F1<;F]W:61C=&QP87)<
M<V(Q,C!<<V$Q,C!<='@S-C!<='@W,C!<=&%B7"=B-UQT86(@=7!D871E<RQ<
M<&%R#0I<=&%B7"=B-UQT86(@<W5P<&QE;65N=',L7'!A<@T*7'1A8EPG8C=<
M=&%B($EN=&5R;F5T+6)A<V5D('-E<G9I8V5S+"!A;F1<<&%R#0I<=&%B7"=B
M-UQT86(@<W5P<&]R="!S97)V:6-E<UQP87(-"EQP87)D7&YO=VED8W1L<&%R
M7'-B,3(P7'-A,3(P(&9O<B!T:&ES('-O9G1W87)E+"!U;FQE<W,@;W1H97(@
M=&5R;7,@86-C;VUP86YY('1H;W-E(&ET96US+B @268@<V\L('1H;W-E('1E
M<FUS(&%P<&QY+B @268@>6]U(&]B=&%I;B!U<&1A=&5S(&]R('-U<'!L96UE
M;G1S(&1I<F5C=&QY(&9R;VT@36EC<F]S;V9T+"!-:6-R;W-O9G0@86YD(&YO
M="!T:&4@;6%N=69A8W1U<F5R(&]R(&EN<W1A;&QE<BP@;&EC96YS97,@=&AO
M<V4@=&\@>6]U+EQP87(-"EQB($)Y('5S:6YG('1H92!S;V9T=V%R92P@>6]U
M(&%C8V5P="!T:&5S92!T97)M<RX@($EF('EO=2!D;R!N;W0@86-C97!T('1H
M96TL(&1O(&YO="!U<V4@=&AE('-O9G1W87)E+B @26YS=&5A9"P@8V]N=&%C
M="!T:&4@;6%N=69A8W1U<F5R(&]R(&EN<W1A;&QE<B!T;R!D971E<FUI;F4@
M=&AE:7(@<F5T=7)N('!O;&EC>2!F;W(@82!R969U;F0@;W(@8W)E9&ET+EQB
M,%QP87(-"EQB($%S(&1E<V-R:6)E9"!B96QO=RP@=7-I;F<@=&AE('-O9G1W
M87)E(&%L<V\@;W!E<F%T97,@87,@>6]U<B!C;VYS96YT('1O('1H92!T<F%N
M<VUI<W-I;VX@;V8@8V5R=&%I;B!C;VUP=71E<B!I;F9O<FUA=&EO;B!D=7)I
M;F<@86-T:79A=&EO;BP@=F%L:61A=&EO;B!A;F0@9F]R($EN=&5R;F5T+6)A
M<V5D('-E<G9I8V5S+EQP87(-"EQP87)D7&)R9')T7&)R9')S7&)R9')W,3!<
M8G)S<#(P(%QN;W=I9&-T;'!A<EQS8C$R,%QS83$R,"!)9B!Y;W4@8V]M<&QY
M('=I=&@@=&AE<V4@;&EC96YS92!T97)M<RP@>6]U(&AA=F4@=&AE(')I9VAT
M<R!B96QO=R!F;W(@96%C:"!L:6-E;G-E('EO=2!A8W%U:7)E+EQP87(-"EQP
M87)D7&YO=VED8W1L<&%R7'-B,3(P7'-A,3(P7'1X,S8P7&(P(#$N7&)<=&%B
M($]615)62457+EQP87(-"EQP87)D7&YO=VED8W1L<&%R7&9I+3<R,%QL:3<R
M,%QS8C$R,%QS83$R,%QT>#,V,%QT>#<R,%QB,%QT86(@82Y<=&%B7&(@4V]F
M='=A<F4N7&(P(" @5&AE('-O9G1W87)E(&EN8VQU9&5S(&1E<VMT;W @;W!E
M<F%T:6YG('-Y<W1E;2!S;V9T=V%R92X@(%1H:7,@<V]F='=A<F4@9&]E<R!N
M;W0@:6YC;'5D92!7:6YD;W=S($QI=F4@<V5R=FEC97,N("!7:6YD;W=S($QI
M=F4@:7,@82!S97)V:6-E(&%V86EL86)L92!F<F]M($UI8W)O<V]F="!U;F1E
M<B!A('-E<&%R871E(&%G<F5E;65N="Y<<&%R#0I<=&%B(&(N7'1A8EQB($QI
M8V5N<V4@36]D96Q<8C @+B @5&AE('-O9G1W87)E(&ES(&QI8V5N<V5D(&]N
M(&$@<&5R(&-O<'D@<&5R(&1E=FEC92!B87-I<RY<<&%R#0I<=&%B(&,N7'1A
M8EQB($5D:71I;VX@4W!E8VEF:6,@4FEG:'1S7&(P("X@(%-E92!T:&4@061D
M:71I;VYA;"!,:6-E;G-E(%1E<FUS('-E8W1I;VYS(&%T('1H92!E;F0@;V8@
M=&AI<R!A9W)E96UE;G0@9F]R(&QI8V5N<V4@=&5R;7,@=&AA="!A<'!L>2!T
M;R!S<&5C:69I8R!E9&ET:6]N<R!O9B!T:&4@<V]F='=A<F4N7'!A<@T*7'!A
M<F1<;F]W:61C=&QP87)<9FDM,S8P7&QI,S8P7'-B,3(P7'-A,3(P7'1X,S8P
M(#(N7'1A8EQB($E.4U1!3$Q!5$E/3B!!3D0@55-%(%))1TA44RY<8C @("!4
M:&4@<V]F='=A<F4@;&EC96YS92!I<R!P97)M86YE;G1L>2!A<W-I9VYE9"!T
M;R!T:&4@9&5V:6-E('=I=&@@=VAI8V@@>6]U(&%C<75I<F5D('1H92!S;V9T
M=V%R92X@(%1H870@9&5V:6-E(&ES('1H92!<;&1B;'%U;W1E(&QI8V5N<V5D
M(&1E=FEC92Y<<F1B;'%U;W1E(" @02!H87)D=V%R92!P87)T:71I;VX@:7,@
M8V]N<VED97)E9"!T;R!B92!A('-E<&%R871E(&1E=FEC92Y<<&%R#0I<<&%R
M9%QN;W=I9&-T;'!A<EQF:2TW,C!<;&DW,C!<<V(Q,C!<<V$Q,C!<='@S-C!<
M='@W,C!<8EQT86)<8C @82Y<8EQT86(@3&EC96YS960@1&5V:6-E+EQB," @
M(%EO=2!M87D@:6YS=&%L;"!O;F4@8V]P>2!O9B!T:&4@<V]F='=A<F4@;VX@
M=&AE(&QI8V5N<V5D(&1E=FEC92X@(%EO=2!M87D@=7-E('1H92!S;V9T=V%R
M92!O;B!U<"!T;R!T=V\@<')O8V5S<V]R<R!O;B!T:&%T(&1E=FEC92!A="!O
M;F4@=&EM92X@(%EO=2!M87D@;F]T('5S92!T:&4@<V]F='=A<F4@;VX@86YY
M(&]T:&5R(&1E=FEC92Y<<&%R#0I<=&%B(&(N7'1A8EQB($YU;6)E<B!O9B!5
M<V5R<UQB," N("!%>&-E<'0@87,@<')O=FED960@:6X@=&AE($1E=FEC92!#
M;VYN96-T:6]N<R H86QL(&5D:71I;VYS*2P@4F5M;W1E($%C8V5S<R!496-H
M;F]L;V=I97,@*$AO;64@0F%S:6,@86YD($AO;64@4')E;6EU;2!E9&ET:6]N
M<RD@86YD($]T:&5R($%C8V5S<R!496-H;F]L;V=I97,@*%5L=&EM871E(&5D
M:71I;VXI('-E8W1I;VYS(&)E;&]W+"!O;FQY(&]N92!U<V5R(&UA>2!U<V4@
M=&AE('-O9G1W87)E(&%T(&$@=&EM92Y<<&%R#0I<=&%B(&,N7'1A8EQB($%L
M=&5R;F%T:79E(%9E<G-I;VYS7&(P("X@(%1H92!S;V9T=V%R92!M87D@:6YC
M;'5D92!M;W)E('1H86X@;VYE('9E<G-I;VXL('-U8V@@87,@,S(M8FET(&%N
M9" V-"UB:70N("!9;W4@;6%Y('5S92!O;FQY(&]N92!V97)S:6]N(&%T(&]N
M92!T:6UE+B @268@;6%N=69A8W1U<F5R(&]R(&EN<W1A;&QE<B!P<F]V:61E
M<R!Y;W4@=VET:"!A(&]N92UT:6UE('-E;&5C=&EO;B!B971W965N(&QA;F=U
M86=E('9E<G-I;VYS+"!Y;W4@;6%Y('5S92!O;FQY('1H92!O;F4@;&%N9W5A
M9V4@=F5R<VEO;B!Y;W4@<V5L96-T+EQP87(-"EQP87)D7&YO=VED8W1L<&%R
M7&9I+3,V,%QL:3,V,%QS8C$R,%QS83$R,%QT>#,V," S+EQB7'1A8B!!1$1)
M5$E/3D%,($Q)0T5.4TE.1R!215%525)%345.5%,@04Y$+T]2(%5312!224=(
M5%,N7'!A<@T*7'!A<F1<;F]W:61C=&QP87)<9FDM-S(P7&QI-S(P7'-B,3(P
M7'-A,3(P7'1X,S8P7'1X-S(P7&(P7'1A8B!A+EQT86)<8B!-=6QT:7!L97AI
M;F=<8C @+B @2&%R9'=A<F4@;W(@<V]F='=A<F4@>6]U('5S92!T;UQP87(-
M"EQT86)<=&%B7"=B-UQT86(@<&]O;"!C;VYN96-T:6]N<RP@;W)<<&%R#0I<
M=&%B7'1A8EPG8C=<=&%B(')E9'5C92!T:&4@;G5M8F5R(&]F(&1E=FEC97,@
M;W(@=7-E<G,@=&AA="!D:7)E8W1L>2!A8V-E<W,@;W(@=7-E('1H92!S;V9T
M=V%R95QP87(-"EQT86)<=&%B("AS;VUE=&EM97,@<F5F97)R960@=&\@87,@
M7&QD8FQQ=6]T92!M=6QT:7!L97AI;F=<<F1B;'%U;W1E("!O<B!<;&1B;'%U
M;W1E('!O;VQI;F=<<F1B;'%U;W1E("DL(&1O97,@;F]T(')E9'5C92!T:&4@
M;G5M8F5R(&]F(&QI8V5N<V5S('EO=2!N965D+EQP87(-"EQT86(@8BY<=&%B
M7&(@1F]N="!#;VUP;VYE;G1S7&(P("X@(%=H:6QE('1H92!S;V9T=V%R92!I
M<R!R=6YN:6YG+"!Y;W4@;6%Y('5S92!I=',@9F]N=',@=&\@9&ES<&QA>2!A
M;F0@<')I;G0@8V]N=&5N="X@(%EO=2!M87D@;VYL>5QP87(-"EQT86)<=&%B
M7"=B-UQT86(@96UB960@9F]N=',@:6X@8V]N=&5N="!A<R!P97)M:71T960@
M8GD@=&AE(&5M8F5D9&EN9R!R97-T<FEC=&EO;G,@:6X@=&AE(&9O;G1S.R!A
M;F1<<&%R#0I<=&%B7'1A8EPG8C=<=&%B('1E;7!O<F%R:6QY(&1O=VYL;V%D
M('1H96T@=&\@82!P<FEN=&5R(&]R(&]T:&5R(&]U='!U="!D979I8V4@=&\@
M<')I;G0@8V]N=&5N="Y<<&%R#0I<=&%B(&,N7'1A8EQB($EC;VYS+"!I;6%G
M97,@86YD('-O=6YD<RY<8C @("!7:&EL92!T:&4@<V]F='=A<F4@:7,@<G5N
M;FEN9RP@>6]U(&UA>2!U<V4@8G5T(&YO="!S:&%R92!I=',@:6-O;G,L(&EM
M86=E<RP@<V]U;F1S+"!A;F0@;65D:6$N7'!A<@T*7'!A<F1<;F]W:61C=&QP
M87)<9FDM,S8P7&QI,S8P7'-B,3(P7'-A,3(P7'1X,S8P(#0N7'1A8EQB($U!
M3D1!5$]262!!0U1)5D%424].7&(P("Y<<&%R#0I<=&%B($%C=&EV871I;VX@
M87-S;V-I871E<R!T:&4@=7-E(&]F('1H92!S;V9T=V%R92!W:71H(&$@<W!E
M8VEF:6,@9&5V:6-E+B @1'5R:6YG(&%C=&EV871I;VXL('1H92!S;V9T=V%R
M92!W:6QL('-E;F0@:6YF;W)M871I;VX@86)O=70@=&AE('-O9G1W87)E(&%N
M9"!T:&4@9&5V:6-E('1O($UI8W)O<V]F="X@(%1H:7,@:6YF;W)M871I;VX@
M:6YC;'5D97,@=&AE('9E<G-I;VXL(&QA;F=U86=E(&%N9"!P<F]D=6-T(&ME
M>2!O9B!T:&4@<V]F='=A<F4L('1H92!);G1E<FYE="!P<F]T;V-O;"!A9&1R
M97-S(&]F('1H92!D979I8V4L(&%N9"!I;F9O<FUA=&EO;B!D97)I=F5D(&9R
M;VT@=&AE(&AA<F1W87)E(&-O;F9I9W5R871I;VX@;V8@=&AE(&1E=FEC92X@
M($9O<B!M;W)E(&EN9F]R;6%T:6]N+"!S964@:'1T<#HO+V=O+FUI8W)O<V]F
M="YC;VTO9G=L:6YK+S]L:6YK:60]-CDT.3<N("!">2!U<VEN9R!T:&4@<V]F
M='=A<F4L('EO=2!C;VYS96YT('1O('1H92!T<F%N<VUI<W-I;VX@;V8@=&AI
M<R!I;F9O<FUA=&EO;BX@($)E9F]R92!Y;W4@86-T:79A=&4L('EO=2!H879E
M('1H92!R:6=H="!T;R!U<V4@=&AE('9E<G-I;VX@;V8@=&AE('-O9G1W87)E
M(&EN<W1A;&QE9"!D=7)I;F<@=&AE(&EN<W1A;&QA=&EO;B!P<F]C97-S+B @
M66]U<B!R:6=H="!T;R!U<V4@=&AE('-O9G1W87)E(&%F=&5R('1H92!T:6UE
M('-P96-I9FEE9"!I;B!T:&4@:6YS=&%L;&%T:6]N('!R;V-E<W,@:7,@;&EM
M:71E9"!U;FQE<W,@:70@:7,@86-T:79A=&5D+B @5&AI<R!I<R!T;R!P<F5V
M96YT(&ET<R!U;FQI8V5N<V5D('5S92X@(%QB(%EO=2!W:6QL(&YO="!B92!A
M8FQE('1O(&-O;G1I;G5E('5S:6YG('1H92!S;V9T=V%R92!A9G1E<B!T:&%T
M('1I;64@:68@>6]U(&1O(&YO="!A8W1I=F%T92!I="Y<8C @("!)9B!T:&4@
M9&5V:6-E(&ES(&-O;FYE8W1E9"!T;R!T:&4@26YT97)N970L('1H92!S;V9T
M=V%R92!M87D@875T;VUA=&EC86QL>2!C;VYN96-T('1O($UI8W)O<V]F="!F
M;W(@86-T:79A=&EO;BX@(%EO=2!C86X@86QS;R!A8W1I=F%T92!T:&4@<V]F
M='=A<F4@;6%N=6%L;'D@8GD@26YT97)N970@;W(@=&5L97!H;VYE+B @268@
M>6]U(&1O('-O+"!);G1E<FYE="!A;F0@=&5L97!H;VYE('-E<G9I8V4@8VAA
M<F=E<R!M87D@87!P;'DN("!3;VUE(&-H86YG97,@=&\@>6]U<B!C;VUP=71E
M<B!C;VUP;VYE;G1S(&]R('1H92!S;V9T=V%R92!M87D@<F5Q=6ER92!Y;W4@
M=&\@<F5A8W1I=F%T92!T:&4@<V]F='=A<F4N("!)9B!T:&4@;6%N=69A8W1U
M<F5R(&]R(&EN<W1A;&QE<B!A8W1I=F%T960@=&AE('-O9G1W87)E(&9O<B!Y
M;W4L('EO=2!M87D@;F]T(&)E(&%S:V5D('1O(&%C=&EV871E('1H92!S;V9T
M=V%R92!W:&5N('EO=2!F:7)S="!U<V4@:70N("!<8B!4:&4@<V]F='=A<F4@
M=VEL;"!R96UI;F0@>6]U('1O(&%C=&EV871E(&ET('5N=&EL('EO=2!D;RY<
M8C!<<&%R#0HU+EQT86)<8B!604Q)1$%424].+EQB,%QP87(-"EQP87)D7&YO
M=VED8W1L<&%R7&9I+3<R,%QL:3<R,%QS8C$R,%QS83$R,%QT>#,V,%QT86(@
M82Y<=&%B(%1H92!S;V9T=V%R92!W:6QL(&9R;VT@=&EM92!T;R!T:6UE('9A
M;&ED871E('1H92!S;V9T=V%R92P@=7!D871E(&]R(')E<75I<F4@9&]W;FQO
M860@;V8@=&AE('9A;&ED871I;VX@9F5A='5R92!O9B!T:&4@<V]F='=A<F4N
M("!686QI9&%T:6]N('9E<FEF:65S('1H870@=&AE('-O9G1W87)E(&AA<R!B
M965N(&%C=&EV871E9"!A;F0@:7,@<')O<&5R;'D@;&EC96YS960N("!686QI
M9&%T:6]N(&%L<V\@<&5R;6ET<R!Y;W4@=&\@=7-E(&-E<G1A:6X@9F5A='5R
M97,@;V8@=&AE('-O9G1W87)E(&]R('1O(&]B=&%I;B!A9&1I=&EO;F%L(&)E
M;F5F:71S+B @1F]R(&UO<F4@:6YF;W)M871I;VXL('-E92!H='1P.B\O9V\N
M;6EC<F]S;V9T+F-O;2]F=VQI;FLO/VQI;FMI9#TS.3$U-RY<<&%R#0I<=&%B
M(&(N7'1A8B!$=7)I;F<@82!V86QI9&%T:6]N(&-H96-K+"!T:&4@<V]F='=A
M<F4@=VEL;"!S96YD(&EN9F]R;6%T:6]N(&%B;W5T('1H92!S;V9T=V%R92!A
M;F0@=&AE(&1E=FEC92!T;R!-:6-R;W-O9G0N("!4:&ES(&EN9F]R;6%T:6]N
M(&EN8VQU9&5S('1H92!V97)S:6]N(&%N9"!P<F]D=6-T(&ME>2!O9B!T:&4@
M<V]F='=A<F4L(&%N9"!T:&4@26YT97)N970@<')O=&]C;VP@861D<F5S<R!O
M9B!T:&4@9&5V:6-E+B @36EC<F]S;V9T(&1O97,@;F]T('5S92!T:&4@:6YF
M;W)M871I;VX@=&\@:61E;G1I9GD@;W(@8V]N=&%C="!Y;W4N("!">2!U<VEN
M9R!T:&4@<V]F='=A<F4L('EO=2!C;VYS96YT('1O('1H92!T<F%N<VUI<W-I
M;VX@;V8@=&AI<R!I;F9O<FUA=&EO;BX@($9O<B!M;W)E(&EN9F]R;6%T:6]N
M(&%B;W5T('9A;&ED871I;VX@86YD('=H870@:7,@<V5N="!D=7)I;F<@82!V
M86QI9&%T:6]N(&-H96-K+"!S964@:'1T<#HO+V=O+FUI8W)O<V]F="YC;VTO
M9G=L:6YK+S]L:6YK:60]-CDU,# N7'!A<@T*7'1A8B!C+EQT86(@268L(&%F
M=&5R(&$@=F%L:61A=&EO;B!C:&5C:RP@=&AE('-O9G1W87)E(&ES(&9O=6YD
M(&YO="!T;R!B92!P<F]P97)L>2!L:6-E;G-E9"P@=&AE(&9U;F-T:6]N86QI
M='D@;V8@=&AE('-O9G1W87)E(&UA>2!B92!A9F9E8W1E9"X@($9O<B!E>&%M
M<&QE+"!Y;W4@;6%Y7'!A<@T*7'!A<F1<;F]W:61C=&QP87)<9FDM,S8P7&QI
M,3 X,%QS8C$R,%QS83$R,%PG8C=<=&%B(&YE960@=&\@<F5A8W1I=F%T92!T
M:&4@<V]F='=A<F4L(&]R7'!A<@T*7"=B-UQT86(@<F5C96EV92!R96UI;F1E
M<G,@=&\@;V)T86EN(&$@<')O<&5R;'D@;&EC96YS960@8V]P>2!O9B!T:&4@
M<V]F='=A<F4L7'!A<@T*7'!A<F1<;F]W:61C=&QP87)<9FDM-S(P7&QI-S(P
M7'-B,3(P7'-A,3(P7'1X,S8P7'1A8EQT86(@;W(@>6]U(&UA>2!N;W0@8F4@
M86)L92!T;UQP87(-"EQP87)D7&YO=VED8W1L<&%R7&9I+3,V,%QL:3$P.#!<
M<V(Q,C!<<V$Q,C!<)V(W7'1A8B!U<V4@;W(@8V]N=&EN=64@=&\@=7-E('-O
M;64@;V8@=&AE(&9E871U<F5S(&]F('1H92!S;V9T=V%R92P@;W)<<&%R#0I<
M)V(W7'1A8B!O8G1A:6X@8V5R=&%I;B!U<&1A=&5S(&]R('5P9W)A9&5S(&9R
M;VT@36EC<F]S;V9T+EQP87(-"EQP87)D7&YO=VED8W1L<&%R7&9I+3<R,%QL
M:3<R,%QS8C$R,%QS83$R,%QT>#,V,%QT86(@9"Y<=&%B(%EO=2!M87D@;VYL
M>2!O8G1A:6X@=7!D871E<R!O<B!U<&=R861E<R!F;W(@=&AE('-O9G1W87)E
M(&9R;VT@36EC<F]S;V9T(&]R(&%U=&AO<FEZ960@<V]U<F-E<RX@($9O<B!M
M;W)E(&EN9F]R;6%T:6]N(&]N(&]B=&%I;FEN9R!U<&1A=&5S(&9R;VT@875T
M:&]R:7IE9"!S;W5R8V5S('-E92!H='1P.B\O9V\N;6EC<F]S;V9T+F-O;2]F
M=VQI;FLO/VQI;FMI9#TV.34P,BY<<&%R#0I<<&%R9%QN;W=I9&-T;'!A<EQF
M:2TS-C!<;&DS-C!<<V(Q,C!<<V$Q,C!<='@S-C @-BY<=&%B7&(@4$]414Y4
M24%,3%D@54Y704Y4140@4T]&5%=!4D5<8C @+B @268@='5R;F5D(&]N+"!7
M:6YD;W=S($1E9F5N9&5R('=I;&P@<V5A<F-H('EO=7(@8V]M<'5T97(@9F]R
M(%QL9&)L<75O=&4@<W!Y=V%R92Q<<F1B;'%U;W1E("!<;&1B;'%U;W1E(&%D
M=V%R95QR9&)L<75O=&4@(&%N9"!O=&AE<B!P;W1E;G1I86QL>2!U;G=A;G1E
M9"!S;V9T=V%R92X@($EF(&ET(&9I;F1S('!O=&5N=&EA;&QY('5N=V%N=&5D
M('-O9G1W87)E+"!T:&4@<V]F='=A<F4@=VEL;"!A<VL@>6]U(&EF('EO=2!W
M86YT('1O(&EG;F]R92P@9&ES86)L92 H<75A<F%N=&EN92D@;W(@<F5M;W9E
M(&ET+B @06YY('!O=&5N=&EA;&QY('5N=V%N=&5D('-O9G1W87)E(')A=&5D
M(%QL9&)L<75O=&4@:&EG:%QR9&)L<75O=&4@(&]R(%QL9&)L<75O=&4@<V5V
M97)E+%QR9&)L<75O=&4@('=H:6-H('=I;&P@875T;VUA=&EC86QL>2!B92!R
M96UO=F5D(&%F=&5R('-C86YN:6YG('5N;&5S<R!Y;W4@8VAA;F=E('1H92!D
M969A=6QT('-E='1I;F<N("!296UO=FEN9R!O<B!D:7-A8FQI;F<@<&]T96YT
M:6%L;'D@=6YW86YT960@<V]F='=A<F4@;6%Y(')E<W5L="!I;EQP87(-"EQP
M87)D7&YO=VED8W1L<&%R7&9I+3<R,%QL:3<R,%QS8C$R,%QS83$R,%QT>#,V
M,%QT>#<R,%QT86)<)V(W7'1A8B!O=&AE<B!S;V9T=V%R92!O;B!Y;W5R(&-O
M;7!U=&5R(&-E87-I;F<@=&\@=V]R:RP@;W)<<&%R#0I<=&%B7"=B-UQT86(@
M>6]U<B!B<F5A8VAI;F<@82!L:6-E;G-E('1O('5S92!O=&AE<B!S;V9T=V%R
M92!O;B!Y;W5R(&-O;7!U=&5R+EQP87(-"EQP87)D7&YO=VED8W1L<&%R7&9I
M+3,V,%QL:3,V,%QS8C$R,%QS83$R,%QT>#,V,%QT86(@0GD@=7-I;F<@=&AI
M<R!S;V9T=V%R92P@:70@:7,@<&]S<VEB;&4@=&AA="!Y;W4@=VEL;"!A;'-O
M(')E;6]V92!O<B!D:7-A8FQE('-O9G1W87)E('1H870@:7,@;F]T('!O=&5N
M=&EA;&QY('5N=V%N=&5D('-O9G1W87)E+EQP87(-"C<N7&)<=&%B($E.5$52
M3D54+4)!4T5$(%-%4E9)0T53+EQB," @($UI8W)O<V]F="!P<F]V:61E<R!)
M;G1E<FYE="UB87-E9"!S97)V:6-E<R!W:71H('1H92!S;V9T=V%R92X@($ET
M(&UA>2!C:&%N9V4@;W(@8V%N8V5L('1H96T@870@86YY('1I;64N7&)<<&%R
M#0I<<&%R9%QN;W=I9&-T;'!A<EQF:2TW,C!<;&DW,C!<<V(Q,C!<<V$Q,C!<
M='@S-C!<8C!<=&%B(&$N7'1A8EQB($-O;G-E;G0@9F]R($EN=&5R;F5T+4)A
M<V5D(%-E<G9I8V5S+EQB," @(%1H92!S;V9T=V%R92!F96%T=7)E<R!D97-C
M<FEB960@8F5L;W<@86YD(&EN('1H92!7:6YD;W=S(%9I<W1A(%!R:79A8WD@
M4W1A=&5M96YT(&-O;FYE8W0@=&\@36EC<F]S;V9T(&]R('-E<G9I8V4@<')O
M=FED97(@8V]M<'5T97(@<WES=&5M<R!O=F5R('1H92!);G1E<FYE="X@($EN
M('-O;64@8V%S97,L('EO=2!W:6QL(&YO="!R96-E:79E(&$@<V5P87)A=&4@
M;F]T:6-E('=H96X@=&AE>2!C;VYN96-T+B @66]U(&UA>2!S=VET8V@@;V9F
M('1H97-E(&9E871U<F5S(&]R(&YO="!U<V4@=&AE;2X@($9O<B!M;W)E(&EN
M9F]R;6%T:6]N(&%B;W5T('1H97-E(&9E871U<F5S+"!S964@=&AE(%=I;F1O
M=W,@5FES=&$@4')I=F%C>2!3=&%T96UE;G0@870@:'1T<#HO+V=O+FUI8W)O
M<V]F="YC;VTO9G=L:6YK+S]L:6YK:60],C V,34N("!<8B!">2!U<VEN9R!T
M:&5S92!F96%T=7)E<RP@>6]U(&-O;G-E;G0@=&\@=&AE('1R86YS;6ES<VEO
M;B!O9B!T:&ES(&EN9F]R;6%T:6]N+EQB," @($UI8W)O<V]F="!D;V5S(&YO
M="!U<V4@=&AE(&EN9F]R;6%T:6]N('1O(&ED96YT:69Y(&]R(&-O;G1A8W0@
M>6]U+EQP87(-"EQB7'1A8EQT86)<=6Q<8C @0V]M<'5T97(@26YF;W)M871I
M;VY<=6QN;VYE("X@(%1H92!F;VQL;W=I;F<@9F5A='5R97,@=7-E($EN=&5R
M;F5T('!R;W1O8V]L<RP@=VAI8V@@<V5N9"!T;R!T:&4@87!P<F]P<FEA=&4@
M<WES=&5M<R!C;VUP=71E<B!I;F9O<FUA=&EO;BP@<W5C:"!A<R!Y;W5R($EN
M=&5R;F5T('!R;W1O8V]L(&%D9')E<W,L('1H92!T>7!E(&]F(&]P97)A=&EN
M9R!S>7-T96TL(&)R;W=S97(@86YD(&YA;64@86YD('9E<G-I;VX@;V8@=&AE
M('-O9G1W87)E('EO=2!A<F4@=7-I;F<L(&%N9"!T:&4@;&%N9W5A9V4@8V]D
M92!O9B!T:&4@9&5V:6-E('=H97)E('EO=2!I;G-T86QL960@=&AE('-O9G1W
M87)E+B @36EC<F]S;V9T('5S97,@=&AI<R!I;F9O<FUA=&EO;B!T;R!M86ME
M('1H92!);G1E<FYE="UB87-E9"!S97)V:6-E<R!A=F%I;&%B;&4@=&\@>6]U
M+EQP87(-"EQP87)D7&YO=VED8W1L<&%R7&9I+3,V,%QL:3$P.#!<<V(Q,C!<
M<V$Q,C!<)V(W7'1A8EQU;"!7:6YD;W=S(%5P9&%T92!&96%T=7)E7'5L;F]N
M92 N("!9;W4@;6%Y(&-O;FYE8W0@;F5W(&AA<F1W87)E('1O('EO=7(@9&5V
M:6-E+B @66]U<B!D979I8V4@;6%Y(&YO="!H879E('1H92!D<FEV97)S(&YE
M961E9"!T;R!C;VUM=6YI8V%T92!W:71H('1H870@:&%R9'=A<F4N("!)9B!S
M;RP@=&AE('5P9&%T92!F96%T=7)E(&]F('1H92!S;V9T=V%R92!C86X@;V)T
M86EN('1H92!C;W)R96-T(&1R:79E<B!F<F]M($UI8W)O<V]F="!A;F0@:6YS
M=&%L;"!I="!O;B!Y;W5R(&1E=FEC92X@(%EO=2!C86X@<W=I=&-H(&]F9B!T
M:&ES('5P9&%T92!F96%T=7)E+EQP87(-"EPG8C=<=&%B7'5L(%=E8B!#;VYT
M96YT($9E871U<F5S7'5L;F]N92 N("!&96%T=7)E<R!I;B!T:&4@<V]F='=A
M<F4@8V%N(')E=')I979E(')E;&%T960@8V]N=&5N="!F<F]M($UI8W)O<V]F
M="!A;F0@<')O=FED92!I="!T;R!Y;W4N("!%>&%M<&QE<R!O9B!T:&5S92!F
M96%T=7)E<R!A<F4@8VQI<"!A<G0L('1E;7!L871E<RP@;VYL:6YE('1R86EN
M:6YG+"!O;FQI;F4@87-S:7-T86YC92!A;F0@07!P<VAE;' N("!9;W4@;6%Y
M(&-H;V]S92!N;W0@=&\@=7-E('1H97-E('=E8B!C;VYT96YT(&9E871U<F5S
M+EQP87(-"EPG8C=<=&%B7'5L($1I9VET86P@0V5R=&EF:6-A=&5S7'5L;F]N
M92 N("!4:&4@<V]F='=A<F4@=7-E<R!D:6=I=&%L(&-E<G1I9FEC871E<RX@
M(%1H97-E(&1I9VET86P@8V5R=&EF:6-A=&5S(&-O;F9I<FT@=&AE(&ED96YT
M:71Y(&]F($EN=&5R;F5T('5S97)S('-E;F1I;F<@6"XU,#D@<W1A;F1A<F0@
M96YC<GEP=&5D(&EN9F]R;6%T:6]N+B @5&AE>2!A;'-O(&-A;B!B92!U<V5D
M('1O(&1I9VET86QL>2!S:6=N(&9I;&5S(&%N9"!M86-R;W,L(&%N9"!T;R!V
M97)I9GD@=&AE(&EN=&5G<FET>2!A;F0@;W)I9VEN(&]F('1H92!F:6QE(&-O
M;G1E;G1S+B @5&AE('-O9G1W87)E(')E=')I979E<R!C97)T:69I8V%T97,@
M86YD('5P9&%T97,@8V5R=&EF:6-A=&4@<F5V;V-A=&EO;B!L:7-T<R!O=F5R
M('1H92!);G1E<FYE="P@=VAE;B!A=F%I;&%B;&4N7'5L7'!A<@T*7'5L;F]N
M95PG8C=<=&%B7'5L($%U=&\@4F]O="!5<&1A=&5<=6QN;VYE("X@(%1H92!!
M=71O(%)O;W0@57!D871E(&9E871U<F4@=7!D871E<R!T:&4@;&ES="!O9B!T
M<G5S=&5D(&-E<G1I9FEC871E(&%U=&AO<FET:65S+B @66]U(&-A;B!S=VET
M8V@@;V9F('1H92!!=71O(%)O;W0@57!D871E(&9E871U<F4N7'!A<@T*7"=B
M-UQT86)<=6P@5VEN9&]W<R!-961I82!$:6=I=&%L(%)I9VAT<R!-86YA9V5M
M96YT7'5L;F]N92 N("!#;VYT96YT(&]W;F5R<R!U<V4@5VEN9&]W<R!-961I
M82!D:6=I=&%L(')I9VAT<R!M86YA9V5M96YT('1E8VAN;VQO9WD@*%=-1%)-
M*2!T;R!P<F]T96-T('1H96ER(&EN=&5L;&5C='5A;"!P<F]P97)T>2P@:6YC
M;'5D:6YG(&-O<'ER:6=H=',N("!4:&ES('-O9G1W87)E(&%N9"!T:&ER9"!P
M87)T>2!S;V9T=V%R92!U<V4@5TU$4DT@=&\@<&QA>2!A;F0@8V]P>2!73412
M32UP<F]T96-T960@8V]N=&5N="X@($EF('1H92!S;V9T=V%R92!F86EL<R!T
M;R!P<F]T96-T('1H92!C;VYT96YT+"!C;VYT96YT(&]W;F5R<R!M87D@87-K
M($UI8W)O<V]F="!T;R!R979O:V4@=&AE('-O9G1W87)E7')Q=6]T92!S(&%B
M:6QI='D@=&\@=7-E(%=-1%)-('1O('!L87D@;W(@8V]P>2!P<F]T96-T960@
M8V]N=&5N="X@(%)E=F]C871I;VX@9&]E<R!N;W0@869F96-T(&]T:&5R(&-O
M;G1E;G0N("!7:&5N('EO=2!D;W=N;&]A9"!L:6-E;G-E<R!F;W(@<')O=&5C
M=&5D(&-O;G1E;G0L('EO=2!A9W)E92!T:&%T($UI8W)O<V]F="!M87D@:6YC
M;'5D92!A(')E=F]C871I;VX@;&ES="!W:71H('1H92!L:6-E;G-E<RX@($-O
M;G1E;G0@;W=N97)S(&UA>2!R97%U:7)E('EO=2!T;R!U<&=R861E(%=-1%)-
M('1O(&%C8V5S<R!T:&5I<B!C;VYT96YT+B @36EC<F]S;V9T('-O9G1W87)E
M('1H870@:6YC;'5D97,@5TU$4DT@=VEL;"!A<VL@9F]R('EO=7(@8V]N<V5N
M="!P<FEO<B!T;R!T:&4@=7!G<F%D92X@($EF('EO=2!D96-L:6YE(&%N('5P
M9W)A9&4L('EO=2!W:6QL(&YO="!B92!A8FQE('1O(&%C8V5S<R!C;VYT96YT
M('1H870@<F5Q=6ER97,@=&AE('5P9W)A9&4N("!9;W4@;6%Y('-W:71C:"!O
M9F8@5TU$4DT@9F5A='5R97,@=&AA="!A8V-E<W,@=&AE($EN=&5R;F5T+B @
M5VAE;B!T:&5S92!F96%T=7)E<R!A<F4@;V9F+"!Y;W4@8V%N('-T:6QL('!L
M87D@8V]N=&5N="!F;W(@=VAI8V@@>6]U(&AA=F4@82!V86QI9"!L:6-E;G-E
M+EQB7'!A<@T*7&(P7"=B-UQT86)<=6P@5VEN9&]W<R!-961I82!0;&%Y97)<
M=6QN;VYE("X@(%=H96X@>6]U('5S92!7:6YD;W=S($UE9&EA(%!L87EE<BP@
M:70@8VAE8VMS('=I=&@@36EC<F]S;V9T(&9O<EQU;%QP87(-"EQP87)D7&YO
M=VED8W1L<&%R7&QI,3 X,%QS8C$R,%QS83$R,%QU;&YO;F5<)V(W7'1A8B!C
M;VUP871I8FQE(&]N;&EN92!M=7-I8R!S97)V:6-E<R!I;B!Y;W5R(')E9VEO
M;CM<<&%R#0I<)V(W7'1A8B!N97<@=F5R<VEO;G,@;V8@=&AE('!L87EE<CL@
M86YD7'!A<@T*7"=B-UQT86(@8V]D96-S(&EF('EO=7(@9&5V:6-E(&1O97,@
M;F]T(&AA=F4@=&AE(&-O<G)E8W0@;VYE<R!F;W(@<&QA>6EN9R!C;VYT96YT
M+EQP87(-"EEO=2!C86X@<W=I=&-H(&]F9B!T:&ES(&QA<W0@9F5A='5R92X@
M($9O<B!M;W)E(&EN9F]R;6%T:6]N+"!G;R!T;R!H='1P.B\O9V\N;6EC<F]S
M;V9T+F-O;2]F=VQI;FLO/VQI;FMI9#TT-# W,RY<<&%R#0I<<&%R9%QN;W=I
M9&-T;'!A<EQF:2TS-C!<;&DQ,#@P7'-B,3(P7'-A,3(P7"=B-UQT86)<=6P@
M36%L:6-I;W5S(%-O9G1W87)E(%)E;6]V86PO0VQE86X@3VX@57!G<F%D95QU
M;&YO;F4@+B @0F5F;W)E(&EN<W1A;&QA=&EO;B!O9B!T:&4@<V]F='=A<F4L
M('1H92!S;V9T=V%R92!W:6QL(&-H96-K(&%N9"!R96UO=F4@8V5R=&%I;B!M
M86QI8VEO=7,@<V]F='=A<F4@;&ES=&5D(&%T(&AT=' Z+R]W=W<N<W5P<&]R
M="YM:6-R;W-O9G0N8V]M+S]K8FED/3@Y,#@S," H7&QD8FQQ=6]T92!-86QW
M87)E7')D8FQQ=6]T92 I(&9R;VT@>6]U<B!D979I8V4N("!7:&5N('1H92!S
M;V9T=V%R92!C:&5C:W,@>6]U<B!D979I8V4@9F]R($UA;'=A<F4L(&$@<F5P
M;W)T('=I;&P@8F4@<V5N="!T;R!-:6-R;W-O9G0@86)O=70@86YY($UA;'=A
M<F4@9&5T96-T960@;W(@97)R;W)S('1H870@;V-C=7)R960@=VAI;&4@=&AE
M('-O9G1W87)E('=A<R!C:&5C:VEN9R!F;W(@36%L=V%R92X@($YO(&EN9F]R
M;6%T:6]N('1H870@8V%N(&)E('5S960@=&\@:61E;G1I9GD@>6]U(&ES(&EN
M8VQU9&5D(&EN('1H92!R97!O<G0N("!9;W4@;6%Y(&1I<V%B;&4@=&AE('-O
M9G1W87)E7')Q=6]T92!S($UA;'=A<F4@<F5P;W)T:6YG(&9U;F-T:6]N86QI
M='D@8GD@9F]L;&]W:6YG('1H92!I;G-T<G5C=&EO;G,@9F]U;F0@870@:'1T
M<#HO+W=W=RYS=7!P;W)T+FUI8W)O<V]F="YC;VTO/VMB:60].#DP.#,P+EQP
M87(-"EPG8C=<=&%B7'5L($YE='=O<FL@0V]N;F5C=&EV:71Y(%-T871U<R!)
M8V]N7'5L;F]N92 N("!4:&ES(&9E871U<F4@9&5T97)M:6YE<R!W:&5T:&5R
M(&$@<WES=&5M(&ES(&-O;FYE8W1E9"!T;R!A(&YE='=O<FL@8GD@96ET:&5R
M('!A<W-I=F4@;6]N:71O<FEN9R!O9B!N971W;W)K('1R869F:6,@;W(@86-T
M:79E($1.4R!O<B!(5%10('%U97)I97,N("!4:&4@<75E<GD@;VYL>2!T<F%N
M<V9E<G,@<W1A;F1A<F0@5$-0+TE0(&]R($1.4R!I;F9O<FUA=&EO;B!F;W(@
M<F]U=&EN9R!P=7)P;W-E<RX@(%EO=2!C86X@<W=I=&-H(&]F9B!T:&4@86-T
M:79E('%U97)Y(&9E871U<F4@=&AR;W5G:"!A(')E9VES=')Y('-E='1I;F<N
M7'!A<@T*7"=B-UQT86)<=6P@5VEN9&]W<R!4:6UE(%-E<G9I8V5<=6QN;VYE
M("X@(%1H:7,@<V5R=FEC92!S>6YC:')O;FEZ97,@=VET:"!W=W<N=&EM92YW
M:6YD;W=S+F-O;2!O;F-E(&$@=V5E:R!T;R!P<F]V:61E('EO=7(@8V]M<'5T
M97(@=VET:"!T:&4@8V]R<F5C="!T:6UE+B!9;W4@8V%N('1U<FX@=&AI<R!F
M96%T=7)E(&]F9B!O<B!C:&]O<V4@>6]U<B!P<F5F97)R960@=&EM92!S;W5R
M8V4@=VET:&EN('1H92!$871E(&%N9"!4:6UE($-O;G1R;VP@4&%N96P@87!P
M;&5T+B @5&AE(&-O;FYE8W1I;VX@=7-E<R!S=&%N9&%R9"!.5% @<')O=&]C
M;VPN7'!A<@T*7"=B-UQT86)<=6P@25!V-B!.971W;W)K($%D9')E<W,@5')A
M;G-L871I;VX@*$Y!5"D@5')A=F5R<V%L('-E<G9I8V4@*%1E<F5D;RE<=6QN
M;VYE("X@(%1H:7,@9F5A='5R92!H96QP<R!E>&ES=&EN9R!H;VUE($EN=&5R
M;F5T(&=A=&5W87D@9&5V:6-E<R!T<F%N<VET:6]N('1O($E0=C8N($E0=C8@
M:7,@;F5X="!G96YE<F%T:6]N($EN=&5R;F5T('!R;W1O8V]L+B @270@:&5L
M<',@96YA8FQE(&5N9"UT;RUE;F0@8V]N;F5C=&EV:71Y(&]F=&5N(&YE961E
M9"!B>2!P965R+71O+7!E97(@87!P;&EC871I;VYS+B @5&\@9&\@<V\L(&5A
M8V@@=&EM92!Y;W4@<W1A<G0@=7 @=&AE('-O9G1W87)E('1H92!497)E9&\@
M8VQI96YT('-E<G9I8V5<8EQI("!<8C!<:3 @=VEL;"!A='1E;7!T('1O(&QO
M8V%T92!A('!U8FQI8R!497)E9&\@26YT97)N970@<V5R=FEC92X@270@9&]E
M<R!S;R!B>2!S96YD:6YG(&$@<75E<GD@;W9E<B!T:&4@26YT97)N970N("!4
M:&ES('%U97)Y(&]N;'D@=')A;G-F97)S('-T86YD87)D7&)<:2 @7&(P7&DP
M($1O;6%I;B!.86UE(%-E<G9I8V4@:6YF;W)M871I;VX@=&\@9&5T97)M:6YE
M(&EF('EO=7(@8V]M<'5T97(@:7,@8V]N;F5C=&5D('1O('1H92!);G1E<FYE
M="!A;F0@8V%N(&QO8V%T92!A('!U8FQI8R!497)E9&\@<V5R=FEC92X@($EF
M('EO=5QP87(-"EQP87)D7&YO=VED8W1L<&%R7&QI,3 X,%QS8C$R,%QS83$R
M,%PG8C=<=&%B('5S92!A;B!A<'!L:6-A=&EO;B H92YG+B!7:6YD;W=S($UE
M971I;F<@4W!A8V4I('1H870@;F5E9',@25!V-B!C;VYN96-T:79I='D@;W)<
M<&%R#0I<)V(W7'1A8B!C;VYF:6=U<F4@>6]U<B!F:7)E=V%L;"!T;R!A;'=A
M>7,@96YA8FQE($E0=C8@8V]N;F5C=&EV:71Y7'!A<@T*8GD@9&5F875L="!S
M=&%N9&%R9"!);G1E<FYE="!0<F]T;V-O;"!I;F9O<FUA=&EO;B!W:6QL(&)E
M('-E;G0@=&\@=&AE(%1E<F5D;R!S97)V:6-E(&%T($UI8W)O<V]F="!A="!R
M96=U;&%R(&EN=&5R=F%L<RX@($YO(&]T:&5R(&EN9F]R;6%T:6]N(&ES('-E
M;G0@=&\@36EC<F]S;V9T+B @66]U(&-A;B!C:&%N9V4@=&AI<R!D969A=6QT
M('1O('5S92!N;VXM36EC<F]S;V9T('-E<G9E<G,N("!9;W4@8V%N(&%L<V\@
M<W=I=&-H(&]F9B!T:&ES(&9E871U<F4@=7-I;F<@82!C;VUM86YD(&QI;F4@
M=71I;&ET>2!N86UE9"!<;&1B;'%U;W1E(&YE='-H7')D8FQQ=6]T92 N7'!A
M<@T*7'!A<F1<;F]W:61C=&QP87)<9FDM-S(P7&QI-S(P7'-B,3(P7'-A,3(P
M7'1X,S8P7'1X-S(P7'1A8B!B+EQT86)<8B!5<V4@;V8@26YF;W)M871I;VXN
M7&(P(" @36EC<F]S;V9T(&UA>2!U<V4@=&AE(&-O;7!U=&5R(&EN9F]R;6%T
M:6]N+"!E<G)O<B!R97!O<G1S+"!A;F0@36%L=V%R92!R97!O<G1S('1O(&EM
M<')O=F4@;W5R('-O9G1W87)E(&%N9"!S97)V:6-E<RX@(%=E(&UA>2!A;'-O
M('-H87)E(&ET('=I=&@@;W1H97)S+"!S=6-H(&%S(&AA<F1W87)E(&%N9"!S
M;V9T=V%R92!V96YD;W)S+B @5&AE>2!M87D@=7-E('1H92!I;F9O<FUA=&EO
M;B!T;R!I;7!R;W9E(&AO=R!T:&5I<B!P<F]D=6-T<R!R=6X@=VET:"!-:6-R
M;W-O9G0@<V]F='=A<F4N7'!A<@T*7'1A8B!C+EQT86)<8B!-:7-U<V4@;V8@
M26YT97)N970M8F%S960@4V5R=FEC97-<8C @+B @66]U(&UA>2!N;W0@=7-E
M('1H97-E('-E<G9I8V5S(&EN(&%N>2!W87D@=&AA="!C;W5L9"!H87)M('1H
M96T@;W(@:6UP86ER(&%N>6]N92!E;'-E7')Q=6]T92!S('5S92!O9B!T:&5M
M+B @66]U(&UA>2!N;W0@=7-E('1H92!S97)V:6-E<R!T;R!T<GD@=&\@9V%I
M;B!U;F%U=&AO<FEZ960@86-C97-S('1O(&%N>2!S97)V:6-E+"!D871A+"!A
M8V-O=6YT(&]R(&YE='=O<FL@8GD@86YY(&UE86YS+EQP87(-"EQP87)D7&YO
M=VED8W1L<&%R7&9I+3,V,%QL:3,V,%QS8C$R,%QS83$R,%QT>#,V," X+EQT
M86)<8B!30T]012!/1B!,24-%3E-%+EQB," @(%1H92!S;V9T=V%R92!I<R!L
M:6-E;G-E9"P@;F]T('-O;&0N("!4:&ES(&%G<F5E;65N="!O;FQY(&=I=F5S
M('EO=2!S;VUE(')I9VAT<R!T;R!U<V4@=&AE('-O9G1W87)E+B @5&AE(&UA
M;G5F86-T=7)E<B!O<B!I;G-T86QL97(@86YD($UI8W)O<V]F="!R97-E<G9E
M(&%L;"!O=&AE<B!R:6=H=',N("!5;FQE<W,@87!P;&EC86)L92!L87<@9VEV
M97,@>6]U(&UO<F4@<FEG:'1S(&1E<W!I=&4@=&AI<R!L:6UI=&%T:6]N+"!Y
M;W4@;6%Y('5S92!T:&4@<V]F='=A<F4@;VYL>2!A<R!E>'!R97-S;'D@<&5R
M;6ET=&5D(&EN('1H:7,@86=R965M96YT+B @26X@9&]I;F<@<V\L('EO=2!M
M=7-T(&-O;7!L>2!W:71H(&%N>2!T96-H;FEC86P@;&EM:71A=&EO;G,@:6X@
M=&AE('-O9G1W87)E('1H870@;VYL>2!A;&QO=R!Y;W4@=&\@=7-E(&ET(&EN
M(&-E<G1A:6X@=V%Y<RX@($9O<B!M;W)E(&EN9F]R;6%T:6]N+"!S964@=&AE
M('-O9G1W87)E(&1O8W5M96YT871I;VXN("!9;W4@;6%Y(&YO=%QB7'!A<@T*
M7'!A<F1<;F]W:61C=&QP87)<9FDM-S(P7&QI-S(P7'-B,3(P7'-A,3(P7'1X
M,S8P7&(P7'1A8EPG8C=<=&%B('=O<FL@87)O=6YD(&%N>2!T96-H;FEC86P@
M;&EM:71A=&EO;G,@:6X@=&AE('-O9G1W87)E.UQP87(-"EQT86)<)V(W7'1A
M8B!R979E<G-E(&5N9VEN965R+"!D96-O;7!I;&4@;W(@9&ES87-S96UB;&4@
M=&AE('-O9G1W87)E+"!E>&-E<'0@86YD(&]N;'D@=&\@=&AE(&5X=&5N="!T
M:&%T(&%P<&QI8V%B;&4@;&%W(&5X<')E<W-L>2!P97)M:71S+"!D97-P:71E
M('1H:7,@;&EM:71A=&EO;CM<<&%R#0I<=&%B7"=B-UQT86(@=7-E(&-O;7!O
M;F5N=',@;V8@=&AE('-O9G1W87)E('1O(')U;B!A<'!L:6-A=&EO;G,@;F]T
M(')U;FYI;F<@;VX@=&AE('-O9G1W87)E.UQP87(-"EQT86)<)V(W7'1A8B!M
M86ME(&UO<F4@8V]P:65S(&]F('1H92!S;V9T=V%R92!T:&%N('-P96-I9FEE
M9"!I;B!T:&ES(&%G<F5E;65N="!O<B!A;&QO=V5D(&)Y(&%P<&QI8V%B;&4@
M;&%W+"!D97-P:71E('1H:7,@;&EM:71A=&EO;CM<<&%R#0I<=&%B7"=B-UQT
M86(@<'5B;&ES:"!T:&4@<V]F='=A<F4@9F]R(&]T:&5R<R!T;R!C;W!Y.UQP
M87(-"EQT86)<)V(W7'1A8B!R96YT+"!L96%S92!O<B!L96YD('1H92!S;V9T
M=V%R93L@;W)<<&%R#0I<=&%B7"=B-UQT86(@=7-E('1H92!S;V9T=V%R92!F
M;W(@8V]M;65R8VEA;"!S;V9T=V%R92!H;W-T:6YG('-E<G9I8V5S+EQP87(-
M"EQP87)D7&YO=VED8W1L<&%R7&9I+3,V,%QL:3,V,%QS8C$R,%QS83$R,%QT
M>#,V," Y+EQB7'1A8B!-24-23U-/1E0@+DY%5"!"14Y#2$U!4DL@5$535$E.
M1UQB," N("!4:&4@<V]F='=A<F4@:6YC;'5D97,@;VYE(&]R(&UO<F4@8V]M
M<&]N96YT<R!O9B!T:&4@+DY%5"!&<F%M97=O<FL@,RXP("A<;&1B;'%U;W1E
M("Y.150@0V]M<&]N96YT<UQR9&)L<75O=&4@*2X@(%EO=2!M87D@8V]N9'5C
M="!I;G1E<FYA;"!B96YC:&UA<FL@=&5S=&EN9R!O9B!T:&]S92!C;VUP;VYE
M;G1S+B @66]U(&UA>2!D:7-C;&]S92!T:&4@<F5S=6QT<R!O9B!A;GD@8F5N
M8VAM87)K('1E<W0@;V8@=&AO<V4@8V]M<&]N96YT<RP@<')O=FED960@=&AA
M="!Y;W4@8V]M<&QY('=I=&@@=&AE(&-O;F1I=&EO;G,@<V5T(&9O<G1H(&%T
M(&AT=' Z+R]G;RYM:6-R;W-O9G0N8V]M+V9W;&EN:R\_3&EN:TE$/38V-# V
M+B @3F]T=VET:'-T86YD:6YG(&%N>2!O=&AE<B!A9W)E96UE;G0@>6]U(&UA
M>2!H879E('=I=&@@36EC<F]S;V9T+"!I9B!Y;W4@9&ES8VQO<V4@<W5C:"!B
M96YC:&UA<FL@=&5S="!R97-U;'1S+"!-:6-R;W-O9G0@<VAA;&P@:&%V92!T
M:&4@<FEG:'0@=&\@9&ES8VQO<V4@=&AE(')E<W5L=',@;V8@8F5N8VAM87)K
M('1E<W1S(&ET(&-O;F1U8W1S(&]F('EO=7(@<')O9'5C=',@=&AA="!C;VUP
M971E('=I=&@@=&AE(&%P<&QI8V%B;&4@+DY%5"!#;VUP;VYE;G0L('!R;W9I
M9&5D(&ET(&-O;7!L:65S('=I=&@@=&AE('-A;64@8V]N9&ET:6]N<R!S970@
M9F]R=&@@870@:'1T<#HO+V=O+FUI8W)O<V]F="YC;VTO9G=L:6YK+S],:6YK
M240]-C8T,#8N7'!A<@T*,3 N7'1A8EQB($)!0TM54"!#3U!97&(P("X@(%EO
M=2!M87D@;6%K92!O;F4@8F%C:W5P(&-O<'D@;V8@=&AE('-O9G1W87)E(&UE
M9&EA+B @66]U(&UA>2!U<V4@:70@;VYL>2!T;R!R96EN<W1A;&P@=&AE('-O
M9G1W87)E+EQP87(-"C$Q+EQT86)<8B!$3T-5345.5$%424].7&(P("X@($%N
M>2!P97)S;VX@=&AA="!H87,@=F%L:60@86-C97-S('1O('EO=7(@8V]M<'5T
M97(@;W(@:6YT97)N86P@;F5T=V]R:R!M87D@8V]P>2!A;F0@=7-E('1H92!D
M;V-U;65N=&%T:6]N(&9O<B!Y;W5R(&EN=&5R;F%L+"!R969E<F5N8V4@<'5R
M<&]S97,N7'!A<@T*,3(N7'1A8EQB($Y/5"!&3U(@4D5304Q%(%-/1E1705)%
M7&(P("X@(%EO=2!M87D@;F]T('-E;&P@<V]F='=A<F4@;6%R:V5D(&%S(%QL
M9&)L<75O=&4@3D927')D8FQQ=6]T92 @;W(@7&QD8FQQ=6]T92!.;W0@9F]R
M(%)E<V%L92Y<<F1B;'%U;W1E7&)<<&%R#0I<8C @,3,N7'1A8EQB(%501U)!
M1$537&(P("X@(%1O('5S92!U<&=R861E('-O9G1W87)E+"!Y;W4@;75S="!F
M:7)S="!B92!L:6-E;G-E9"!F;W(@=&AE('-O9G1W87)E('1H870@:7,@96QI
M9VEB;&4@9F]R('1H92!U<&=R861E+B @57!O;B!U<&=R861E+"!T:&ES(&%G
M<F5E;65N="!T86ME<R!T:&4@<&QA8V4@;V8@=&AE(&%G<F5E;65N="!F;W(@
M=&AE('-O9G1W87)E('EO=2!U<&=R861E9"!F<F]M+B @069T97(@>6]U('5P
M9W)A9&4L('EO=2!M87D@;F\@;&]N9V5R('5S92!T:&4@<V]F='=A<F4@>6]U
M('5P9W)A9&5D(&9R;VTL(&5X8V5P="!A<R!P97)M:71T960@:6X@=&AE($1O
M=VYG<F%D92!S96-T:6]N(&)E;&]W("A5;'1I;6%T92!E9&ET:6]N*2Y<<&%R
M#0HQ-"Y<=&%B7&)<8V%P<R!0<F]O9B!O9B!,:6-E;G-E7&-A<',P("Y<8C!<
M<&%R#0I<<&%R9%QN;W=I9&-T;'!A<EQF:2TW,C!<;&DW,C!<<V(Q,C!<<V$Q
M,C!<='@S-C!<='@W,C!<9C%<=&%B7&8P(&$N7'1A8B!)9B!Y;W4@86-Q=6ER
M960@=&AE('-O9G1W87)E(&]N(&$@9&5V:6-E+"!O<B!O;B!A(&1I<V,@;W(@
M;W1H97(@;65D:6$L(&$@9V5N=6EN92!-:6-R;W-O9G0@0V5R=&EF:6-A=&4@
M;V8@075T:&5N=&EC:71Y(&QA8F5L('=I=&@@82!G96YU:6YE(&-O<'D@;V8@
M=&AE('-O9G1W87)E(&ED96YT:69I97,@;&EC96YS960@<V]F='=A<F4N("!4
M;R!B92!V86QI9"P@=&AI<R!L86)E;"!M=7-T(&)E(&%F9FEX960@=&\@=&AE
M(&1E=FEC92!O<B!A<'!E87(@;VX@=&AE(&UA;G5F86-T=7)E<EQR<75O=&4@
M<R!O<B!I;G-T86QL97)<<G%U;W1E(',@<&%C:V%G:6YG+B @268@>6]U(')E
M8V5I=F4@=&AE(&QA8F5L('-E<&%R871E;'DL(&ET(&ES(&EN=F%L:60N(%EO
M=2!S:&]U;&0@:V5E<"!L86)E;"!O;B!T:&4@9&5V:6-E(&]R('1H92!P86-K
M86=I;F<@=&AA="!H87,@=&AE(&QA8F5L(&]N(&ET('1O('!R;W9E('1H870@
M>6]U(&%R92!L:6-E;G-E9"!T;R!U<V4@=&AE('-O9G1W87)E+B @268@=&AE
M(&1E=FEC92!C;VUE<R!W:71H(&UO<F4@=&AA;B!O;F4@9V5N=6EN92!#97)T
M:69I8V%T92!O9B!!=71H96YT:6-I='D@;&%B96PL('EO=2!M87D@=7-E(&5A
M8V@@=F5R<VEO;B!O9B!T:&4@<V]F='=A<F4@:61E;G1I9FEE9"!O;B!T:&]S
M92!L86)E;',N7'!A<@T*7'1A8B!B+EQT86(@5&\@:61E;G1I9GD@9V5N=6EN
M92!-:6-R;W-O9G0@<V]F='=A<F4L('-E92!W=W<N:&]W=&]T96QL+F-O;2Y<
M<&%R#0I<<&%R9%QN;W=I9&-T;'!A<EQF:2TS-C!<;&DS-C!<<V(Q,C!<<V$Q
M,C!<='@S-C @,34N7'1A8EQB(%1204Y31D52(%1/($$@5$A)4D0@4$%25%DN
M7&(P(" @66]U(&UA>2!T<F%N<V9E<B!T:&4@<V]F='=A<F4@9&ER96-T;'D@
M=&\@82!T:&ER9"!P87)T>2!O;FQY('=I=&@@=&AE(&QI8V5N<V5D(&1E=FEC
M92X@(%EO=2!M87D@;F]T(&ME97 @86YY(&-O<&EE<R!O9B!T:&4@<V]F='=A
M<F4@;W(@86YY(&5A<FQI97(@=F5R<VEO;BX@($)E9F]R92!A;GD@<&5R;6ET
M=&5D('1R86YS9F5R+"!T:&4@;W1H97(@<&%R='D@;75S="!A9W)E92!T:&%T
M('1H:7,@86=R965M96YT(&%P<&QI97,@=&\@=&AE('1R86YS9F5R(&%N9"!U
M<V4@;V8@=&AE('-O9G1W87)E+B @5&AE('1R86YS9F5R(&UU<W0@:6YC;'5D
M92!T:&4@0V5R=&EF:6-A=&4@;V8@075T:&5N=&EC:71Y(&QA8F5L+EQP87(-
M"C$V+EQT86)<8B!.3U1)0T4@04)/550@5$A%($U014<M-"!625-504P@4U1!
M3D1!4D0N7&(P(" @5&AI<R!S;V9T=V%R92!I;F-L=61E<R!-4$5'+30@=FES
M=6%L(&1E8V]D:6YG('1E8VAN;VQO9WDN("!-4$5'($Q!+"!,+DPN0RX@<F5Q
M=6ER97,@=&AI<R!N;W1I8V4Z7'!A<@T*7'1A8B!54T4@3T8@5$A)4R!04D]$
M54-4($E.($%.62!-04Y.15(@5$A!5"!#3TU03$E%4R!7251((%1(12!-4$5'
M+30@5DE354%,(%-404Y$05)$($E3(%!23TA)0DE4140L($580T505"!&3U(@
M55-%($1)4D5#5$Q9(%)%3$%4140@5$\@*$$I($1!5$$@3U(@24Y&3U)-051)
M3TX@*&DI($=%3D52051%1"!"62!!3D0@3T)404E.140@5TE42$]55"!#2$%2
M1T4@1E)/32!!($-/3E-53452($Y/5"!42$5214)9($5.1T%'140@24X@02!"
M55-)3D534R!%3E1%4E!225-%+"!!3D0@*&EI*2!&3U(@4$524T].04P@55-%
M($].3%D[($%.1" H0BD@3U1(15(@55-%4R!34$5#249)0T%,3%D@04Y$(%-%
M4$%2051%3%D@3$E#14Y3140@0ED@35!%1R!,02P@3"Y,+D,N7'!A<@T*7'1A
M8B!)9B!Y;W4@:&%V92!Q=65S=&EO;G,@86)O=70@=&AE($U014<M-"!V:7-U
M86P@<W1A;F1A<F1S+"!P;&5A<V4@8V]N=&%C="!-4$5'($Q!+"!,+DPN0RXL
M(#(U,"!3=&5E;&4@4W1R965T+"!3=6ET92 S,# L($1E;G9E<BP@0V]L;W)A
M9&\@.# R,#8[('=W=RYM<&5G;&$N8V]M+EQP87(-"C$W+EQT86)<8B!.3U1)
M0T4@04)/550@5$A%(%9#+3$@5DE354%,(%-404Y$05)$+EQB," @(%1H:7,@
M<V]F='=A<F4@;6%Y(&EN8VQU9&4@5D,M,2!V:7-U86P@9&5C;V1I;F<@=&5C
M:&YO;&]G>2X@($U014<@3$$L($PN3"Y#+B!R97%U:7)E<R!T:&ES(&YO=&EC
M93I<<&%R#0I<=&%B(%1(25,@4%)/1%5#5"!)4R!,24-%3E-%1"!53D1%4B!4
M2$4@5D,M,2!0051%3E0@4$]25$9/3$E/($Q)0T5.4T53($9/4B!42$4@4$52
M4T].04P@04Y$($Y/3BU#3TU-15)#24%,(%5312!/1B!!($-/3E-53452(%1/
M("A!*2!%3D-/1$4@5DE$14\@24X@0T]-4$Q)04Y#12!7251((%1(12!60RTQ
M(%-404Y$05)$("A<;&1B;'%U;W1E(%9#+3$@5DE$14]<<F1B;'%U;W1E("D@
M3U(@*$(I($1%0T]$12!60RTQ(%9)1$5/(%1(050@5T%3($5.0T]$140@0ED@
M02!#3TY354U%4B!%3D=!1T5$($E.($$@4$524T].04P@04Y$($Y/3BU#3TU-
M15)#24%,($%#5$E62519($%.1"]/4B!705,@3T)404E.140@1E)/32!!(%9)
M1$5/(%!23U9)1$52($Q)0T5.4T5$(%1/(%!23U9)1$4@5D,M,2!6241%3RX@
M($Y/($Q)0T5.4T4@25,@1U)!3E1%1"!/4B!32$%,3"!"12!)35!,245$($9/
M4B!!3ED@3U1(15(@55-%+EQP87(-"EQT86(@268@>6]U(&AA=F4@<75E<W1I
M;VYS(&%B;W5T('1H92!60RTQ('9I<W5A;"!S=&%N9&%R9',L('!L96%S92!C
M;VYT86-T($U014<@3$$L($PN3"Y#+BP@,C4P(%-T965L92!3=')E970L(%-U
M:71E(#,P,"P@1&5N=F5R+"!#;VQO<F%D;R X,#(P-CL@=W=W+FUP96=L82YC
M;VTN7'!A<@T*,3@N7&)<=&%B($Y/5$E#12!!0D]55"!42$4@35!%1RTR(%9)
M4U5!3"!35$%.1$%21"Y<8C @("!)9B!T:&4@<V]F='=A<F4@:6YC;'5D97,@
M36EC<F]S;V9T($161"!P;&%Y8F%C:R!S;V9T=V%R92!F;W(@5VEN9&]W<R!6
M:7-T82!I="!C;VYT86EN<R!-4$5'+3(@=FES=6%L(&1E8V]D:6YG('1E8VAN
M;VQO9WDN("!-4$5'($Q!+"!,+DPN0RX@<F5Q=6ER97,@=&AI<R!N;W1I8V4Z
M7&)<<&%R#0I<8C!<=&%B(%5312!/1B!42$E3(%!23T150U0@24X@04Y9($U!
M3DY%4B!42$%4($-/35!,2453(%=)5$@@5$A%($U014<@,B!625-504P@4U1!
M3D1!4D0@25,@4%)/2$E"251%1"P@15A#15!4($9/4B!54T4@1$E214-43%D@
M4D5,051%1"!43R H02D@1$%402!/4B!)3D9/4DU!5$E/3B H:2D@xxxxxx)!
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!````
`
end

.